Stock · ACA.PA · Financial Services
France · Large Cap · Revenue 2025 €112.3B
Price as of 11/06/2026
Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan.
Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan. It operates in five segments: Asset Gathering, Large Customers, Specialized Financial Services, French Retail Banking " LCL, and International Retail Banking. The company offers savings/retirement, death and disability/creditor/group, and property and casualty insurance products; asset management; investment solutions; banking products and services, savings, wealth management, payment, cash flow management, and online banking services; personal finance and mobility; and specialized financial services. It also provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; leasing, factoring, and energy and territorial financing; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending, custody, depositary banking, fund administration, middle-office outsourcing, fund distribution, and issuer services. In addition, the company offers property services, including transactions, rental, rental management, condominium trustee, and renovation under the Square Habitat brand; property development and management; and low-carbon electricity production. The company serves individuals, SMEs, small businesses, corporates, farmers, financial institutions, local authorities, asset managers, insurance companies, institutional investors, pension and unlisted funds, banks, and brokers. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boetie.
Original text from the data provider
Summary
45.2 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Required return on equity per year
6.2%
no perpetual growth
Price to book 0.69×, above its usual range.
Middle half of 20 quarters: 0.48× to 0.62×, median 0.59×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
No anomaly in the stored figures.
Since the last quarter
Q2 2026
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 10.18% | 12.46% | Rank 34 |
| Return on capital (Greenblatt) | 3.26% | 59.04% | Rank 9 |
| EBIT margin | 9.73% | 23.06% | Rank 14 |
| FCF margin | 15.93% | 19.82% | Rank 42 |
| Gross margin | 62.62% | 65.53% | Rank 45 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 7.01% | 7.39% | Rank 49 |
| Earnings growth, 3 years per year | 9.60% | 15.20% | Rank 32 |
| Earnings growth, 5 years per year | 20.16% | 15.17% | Rank 61 |
| Sustainable growth (ROE × retained earnings) | 0.99% | 1.25% | Rank 43 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 14.75% | 6.47% | Rank 97 |
| FCF yield | 37.21% | 7.16% | Rank 94 |
| EV/saleslower is better | 0.03 | 2.82 | Rank 86 |
| EV/EBITlower is better | 0.32 | 14.24 | Rank 100 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −8.36% | 7.80% | Rank 23 |
| Share price, 6 months | −6.50% | 8.71% | Rank 13 |
| Share price, 3 months | −14.07% | 0.45% | Rank 3 |
| Distance from 52-week high | −21.58% | −10.68% | Rank 16 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | −0.32% | 1.23% | Rank 77 |
| Change in share countlower is better | 0.40% | −0.60% | Rank 21 |
| Dividend streak in years | 4 | 5 | Rank 48 |
| Price reaction to results, market-adjusted | −0.09% | 0.00% | Rank 49 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 2.93% | 9.21% | Rank 5 |
| Net debt/EBITDAlower is better | −3.64 | 0.12 | Rank 78 |
| Debt to equitylower is better | 7.47 | 0.90 | Rank 3 |
| Volatility, 1 yearlower is better | 22.17% | 25.95% | Rank 73 |
Ten years in figures
| Year | Revenue, €B | Net income, €B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 30.2 | 3.5 | 6.1% | 2.84B |
| 2017 | 50.6 | 3.6 | 6.9% | 2.84B |
| 2018 | 44.7 | 4.4 | 8.2% | 2.85B |
| 2019 | 65.4 | 4.8 | 8.4% | 2.87B |
| 2020 | 41.5 | 2.7 | 4.1% | 2.89B |
| 2021 | 63.2 | 5.8 | 8.6% | 2.99B |
| 2022 | 45.6 | 5.3 | 8.2% | 2.99B |
| 2023 | 97.7 | 6.3 | 9.9% | 3.03B |
| 2024 | 105.0 | 7.1 | 10.5% | 3.02B |
| 2025 | 112.3 | 7.1 | 10.2% | 3.03B |
Score, radar and strategy match for Credit Agricole SA are visible with Plus. Metrics, price and sector comparison stay free.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
The match with the 18 strategies checked is visible with Plus.
Selected fundamental metrics for Credit Agricole SA.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 6.8 | 15.2 |
| P/B ratio | 0.7 | 1.8 |
| Return on equity (ROE) | 10.2% | 12.5% |
| Equity ratio | 2.9% | 9.2% |
| Debt-to-equity (D/E) | 7.47 | 0.90 |
| Dividend yield | 10.7% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| ACA.PA | Credit Agricole SAthis page | |
| KBC.BR | KBC Groep NV | locked |
| NA.TO | National Bank of Canada | locked |
| SHB-B.ST | Svenska Handelsbanken AB (publ) | locked |
| STAN.L | Standard Chartered PLC | locked |
| ABN.AS | ABN Amro Group NV | locked |
30 days free with all indices, then with Plus.
Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
How StockScorer rates every stock is explained on the methodology page.