Seven things StockScorer is not
These points are not fine-print hedges. They describe how the product is actually built.
Not investment advice.
StockScorer knows nothing about your financial situation, your goals, your time horizon or your capacity to bear risk, and it never asks. Without those inputs, advice is not possible by definition. No investment advice and no investment brokerage within the meaning of the German Banking Act or Securities Trading Act takes place here.
No recommendations to act.
There is no recommendation to buy, hold or sell securities, neither stated outright nor dressed up as a traffic light, a grade or a ranking. The score is a sum of points: every rule in the chosen profile, whether your own or a curated one, awards points when it is met, and some can be negative. The scale runs from the sum of all negative to the sum of all positive rule points (about −14 to +14 for the Levermann profile), and public stock pages also show it normalised to 0 to 10. Every contribution is visible individually. If an exclusion rule applies, the stock is not rated, and the points are still shown. That is why the levels are called high, medium and low match, and nothing else.
No trading signals, no trade ideas.
We do not send signals or run a model portfolio to copy. Public lists and strategy pages are mechanical outputs of published rules, not an editorial selection and not a recommendation. Notifications report changes, for example that a metric has touched a threshold you set yourself or that a stock's match level in your profile has changed. That is an observation, not an instruction.
Not a broker, and no access to your money.
StockScorer executes no orders, routes none, and connects to no brokerage account. We hold no client funds and no securities. A portfolio inside the app is a virtual portfolio that you maintain yourself, a simulation with no link to a bank or a broker. Nothing moves there except numbers.
Not asset management.
Nobody here makes decisions on your behalf, not partially and not automatically. There is no power of attorney, no discretionary mandate and no delegation of decisions to the system.
Not a data provider.
The financial figures come from an external provider, Leeway. We check them for plausibility, but we do not collect them ourselves and cannot guarantee their accuracy. Anyone wanting to reuse the data for their own purposes needs a licence from the provider, not from us.
No promise of results.
A backtest shows how a rule set would have fitted historical data. It says nothing about what happens next. Past performance is not a reliable indicator of future results, and a strong backtest may simply mean the rules happen to fit the past.
A reading, not a verdict
A real measurement of one example, shown for traceability: this is how a score is built, rule by rule. Not an assessment of the stock.