Stock · AJG · Financial Services
United States · Large Cap · listed since 1984 · Revenue 12 mo. $15.8B
Price as of 11/06/2026
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide.
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Original text from the data provider
Summary
45.3 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
If free cash flow stays at €1.6B (2025), it supports €17.8B. The remaining €46.3B of the market value assume it grows 17.9% a year for 10 years and not at all afterwards.
Required FCF growth per year
17.9%
no growth afterwards
Price to operating cash flow 29.7×, within its usual range.
Middle half of 13 quarters: 23.2× to 33.6×, median 24.8×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
2 more unchanged: Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 6.41% | 12.46% | Rank 12 |
| Return on capital (Greenblatt) | 79.06% | 59.04% | Rank 56 |
| EBIT margin | 18.28% | 23.06% | Rank 38 |
| FCF margin | 12.80% | 19.82% | Rank 32 |
| Gross margin | 54.75% | 65.53% | Rank 36 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 20.66% | 7.39% | Rank 75 |
| Earnings growth, 3 years per year | 3.41% | 15.20% | Rank 20 |
| Earnings growth, 5 years per year | 6.45% | 15.17% | Rank 21 |
| Sustainable growth (ROE × retained earnings) | 1.04% | 1.25% | Rank 44 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 2.04% | 6.47% | Rank 5 |
| FCF yield | 2.50% | 7.16% | Rank 20 |
| EV/saleslower is better | 6.03 | 2.82 | Rank 28 |
| EV/EBITlower is better | 32.99 | 14.24 | Rank 12 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 5.22% | 7.80% | Rank 45 |
| Share price, 6 months | 42.09% | 8.71% | Rank 99 |
| Share price, 3 months | 18.63% | 0.45% | Rank 94 |
| Distance from 52-week high | −2.35% | −10.68% | Rank 89 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 22.89% | 1.23% | Rank 2 |
| Change in share countlower is better | 16.28% | −0.60% | Rank 4 |
| Dividend streak in years | 36 | 5 | Rank 99 |
| Price reaction to results, market-adjusted | 4.54% | 0.00% | Rank 93 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 33.00% | 9.21% | Rank 83 |
| Net debt/EBITDAlower is better | 3.44 | 0.12 | Rank 25 |
| Debt to equitylower is better | 0.60 | 0.90 | Rank 64 |
| Volatility, 1 yearlower is better | 32.22% | 25.95% | Rank 28 |
Ten years in figures
| Year | Revenue, $B | EBIT margin | FCF | Shares | Net debt, $B |
|---|---|---|---|---|---|
| 2016 | 5.7 | 8.4% | $404.3M | 178M | 2.3 |
| 2017 | 6.2 | 8.2% | $725.0M | 182M | 2.5 |
| 2018 | 6.9 | 8.9% | $640.7M | 186M | 3.0 |
| 2019 | 7.1 | 10.5% | $980.4M | 190M | 4.3 |
| 2020 | 7.0 | 14.3% | $1.7B | 195M | 4.2 |
| 2021 | 8.2 | 17.9% | $1.6B | 207M | 6.2 |
| 2022 | 8.6 | 20.5% | $1.9B | 215M | 5.7 |
| 2023 | 10.1 | 18.5% | $1.8B | 219M | 7.3 |
| 2024 | 11.6 | 19.8% | $2.4B | 224M | −1.5 |
| 2025 | 13.9 | 18.3% | $1.8B | 260M | 12.6 |
2 of 7 StockScorer Score rules met · How the score is built
Arthur J Gallagher & Co mainly meets criteria in the Growth category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Arthur J Gallagher & Co. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
2 of 7 rules met
4 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Arthur J Gallagher & Co.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 49.1 | 15.2 |
| P/B ratio | 3.1 | 1.8 |
| Return on equity (ROE) | 6.4% | 12.5% |
| Equity ratio | 33.0% | 9.2% |
| Debt-to-equity (D/E) | 0.60 | 0.90 |
| Dividend yield | 1.0% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| AJG | Arthur J Gallagher & Cothis page | |
| MRSH | Marsh & McLennan Companies, Inc. | Low3.6 |
| BRO | Brown & Brown Inc | Low5.5 |
| AON | Aon PLC | Low3.6 |
| WTW | Willis Towers Watson PLC | locked |
| ERIE | Erie Indemnity Company | locked |
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