Stock · XYZ · Technology
United States · Large Cap · listed since 2015 · Revenue 12 mo. $25B
Price as of 11/06/2026
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally.
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, stock brokerage, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.
Original text from the data provider
Summary
52.9 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
If free cash flow stays at €2.2B (2025), it supports €24.2B. The remaining €21.4B of the market value assume it grows 8.9% a year for 10 years and not at all afterwards.
Required FCF growth per year
8.9%
no growth afterwards
Price to operating cash flow 12.8×, below its usual range.
Middle half of 20 quarters: 27.9× to 119.0×, median 54.8×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
2 more unchanged: Revenue, 12 mo., Net debt
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 5.88% | 14.60% | Rank 24 |
| Return on capital (Greenblatt) | 23.41% | 29.77% | Rank 42 |
| EBIT margin | 12.59% | 17.40% | Rank 39 |
| FCF margin | 10.02% | 18.54% | Rank 30 |
| Gross margin | 42.82% | 48.47% | Rank 39 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 0.30% | 12.70% | Rank 8 |
| Earnings growth, 3 years per yeardoes not count towards the rank | – | 9.54% | |
| Earnings growth, 5 years per year | 36.52% | 14.07% | Rank 86 |
| Sustainable growth (ROE × retained earnings) | 0.64% | 2.87% | Rank 12 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 2.45% | 2.64% | Rank 43 |
| FCF yield | 4.77% | 3.06% | Rank 68 |
| EV/saleslower is better | 1.98 | 5.18 | Rank 81 |
| EV/EBITlower is better | 15.69 | 26.24 | Rank 73 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 10.91% | −0.59% | Rank 67 |
| Share price, 6 months | 14.69% | −4.46% | Rank 70 |
| Share price, 3 months | 13.33% | −5.84% | Rank 83 |
| Distance from 52-week high | −2.45% | −33.23% | Rank 96 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 4.00% | 1.65% | Rank 41 |
| Change in share countlower is better | −2.13% | −0.17% | Rank 78 |
| Dividend streak in years | – | 8 | Rank 18 |
| Price reaction to results, market-adjusted | −5.90% | −1.57% | Rank 24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 56.14% | 53.98% | Rank 56 |
| Net debt/EBITDAlower is better | −1.37 | −0.20 | Rank 78 |
| Debt to equitylower is better | 0.40 | 0.33 | Rank 45 |
| Volatility, 1 yearlower is better | 46.04% | 50.37% | Rank 67 |
Ten years in figures
| Year | Revenue, $B | EBIT margin | FCF | Shares | Net debt |
|---|---|---|---|---|---|
| 2016 | 1.7 | −10.0% | −$2.7M | 342M | −$452.0M |
| 2017 | 2.2 | −2.5% | $101.6M | 379M | −$337.9M |
| 2018 | 3.3 | −1.1% | $232.3M | 406M | $316.5M |
| 2019 | 4.7 | 0.6% | $265.1M | 466M | −$648.5M |
| 2020 | 9.5 | −0.2% | −$15.3M | 482M | $335.4M |
| 2021 | 17.7 | 0.9% | $543.5M | 502M | $1.1B |
| 2022 | 17.5 | −0.2% | $5.1M | 579M | −$1.4B |
| 2023 | 21.9 | 1.7% | −$50.2M | 614M | −$2.1B |
| 2024 | 24.1 | 7.0% | $1.6B | 636M | −$4.3B |
| 2025 | 24.2 | 12.6% | $2.4B | 623M | −$2.4B |
1 of 7 StockScorer Score rules met · How the score is built
Block, Inc mainly meets criteria in the Valuation category. Result from 18 strategies checked.
Block, Inc is rated here with the StockScorer Score strategy, the flagship rule set. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
1 of 7 rules met
2 of 11 points
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Block, Inc.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 40.8 | 35.1 |
| P/B ratio | 2.4 | 5.5 |
| Return on equity (ROE) | 5.9% | 14.6% |
| Equity ratio | 56.1% | 54.0% |
| Debt-to-equity (D/E) | 0.40 | 0.33 |
| Dividend yield | 0.0% | 0.9% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| XYZ | Block, Incthis page | |
| NTAP | NetApp Inc | High7.3 |
| ZS | Zscaler Inc | locked |
| TWLO | Twilio Inc | Low4.5 |
| OKTA | Okta Inc | locked |
| CPAY | Corpay Inc | locked |
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