Stock · SFQ.DE · Consumer Cyclical

SAF-Holland SE

Germany · Small Cap · Revenue 12 mo. €1.7B

Price as of 11/06/2026

2.7

of 10 3 of 11 points Low Match To the score

Price: €21.85; 1 Y +51.5%
Market cap: €956.9M
Phase: Mature; core business profitable, revenue barely moving; Revenue +3.5% a year (3 years)EBIT margin 8.0%Payout 24.3% of operating cash flow

SAF-Holland SE manufactures and sells chassis-related assemblies and components for trailers, trucks, semi-trailers, and buses.

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SAF-Holland SE manufactures and sells chassis-related assemblies and components for trailers, trucks, semi-trailers, and buses. The company offers axle and air suspension systems, fifth wheels and systems, coupling systems, kingpins, and landing gears, as well as braking and EBS systems, lighting systems, and disc brakes. It markets its products under the SAF, Holland, Haldex, Neway, KLL, V.Orlandi, TrailerMaster, Assali Stefen, Tecma, and York brands. The company serves original equipment manufacturers. It primarily operates in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. SAF-Holland SE was founded in 1881 and is headquartered in Bessenbach, Germany.

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Summary

SAF-Holland SE is around the middle of the Consumer Cyclical sector overall

50.8 of 100

Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.

Profitability36.3below the middle
Growth32.9below the middle
Valuation76.2above the middle
Momentum79.4above the middle
Quality48.9around the middle
Balance sheet & risk31.3below the middle

Analysis

What the price requires

The market value is below the value without growth: the price requires no FCF growth.

Required FCF growth per year

no growth

Discount rate

Period

no growth afterwards

Valuation against its own history

Price to operating cash flow 5.0×, above its usual range.

Middle half of 20 quarters: 3.3× to 4.6×, median 4.1×.

Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.

1 sign supports the expectation, 2 speak against it.

What supports it

with respect to the priced-in expectation

Low capital needs capex median 2.5% of revenue (10 years)

What speaks against it

with respect to the priced-in expectation

Earnings declined earnings −34.1% year on year
Revenue declined revenue −7.6% year on year

Since the last quarter

Q1 → Q2 2026

Mostly better than the previous quarter: 3 of 3 changes for the better.

FCF, 12 mo.€134.5M → €153.5M+14.1%better
FCF margin7.8% → 8.8%+1.0 ppbetter
Return on equity11.3% → 13.6%+2.3 ppbetter

5 more unchanged: Revenue, 12 mo., Gross margin, EBIT margin, Net debt, Shares outstanding

Derivation

How the sector comparison is derived

Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.

Price as of 11/06/2026.

Profitability36.3below the middleEarns less than the sector: Gross margin 20.70%, sector 34.00%.

Metric	Stock	Sector median	Position in sector
Return on equity	10.36%	11.07%	Rank 45
Return on capital (Greenblatt)	16.30%	17.91%	Rank 44
EBIT margin	8.01%	10.89%	Rank 34
FCF margin	5.64%	8.07%	Rank 35
Gross margin	20.70%	34.00%	Rank 24

Growth32.9below the middleGrows more slowly than the sector: Revenue growth, 1 year −7.59%, sector 5.10%.

Metric	Stock	Sector median	Position in sector
Revenue growth, 1 year	−7.59%	5.10%	Rank 3
Earnings growth, 3 years per year	−5.84%	8.34%	Rank 24
Earnings growth, 5 years per year	29.88%	15.10%	Rank 80
Sustainable growth (ROE × retained earnings)	2.38%	4.34%	Rank 24

Valuation76.2above the middleValued lower than the sector: FCF yield 10.22%, sector 4.17%.

Metric	Stock	Sector median	Position in sector
Earnings yield	5.14%	4.32%	Rank 61
FCF yield	10.22%	4.17%	Rank 88
EV/saleslower is better	0.83	1.95	Rank 79
EV/EBITlower is better	10.35	16.88	Rank 77

Momentum79.4above the middleShare price doing better than the sector: Share price, 1 year 51.53%, sector −4.35%.

Metric	Stock	Sector median	Position in sector
Share price, 1 year	51.53%	−4.35%	Rank 97
Share price, 6 months	9.46%	3.63%	Rank 65
Share price, 3 months	6.29%	2.92%	Rank 69
Distance from 52-week high	−4.17%	−15.83%	Rank 86

Quality48.9around the middleQuality about like the sector.

Metric	Stock	Sector median	Position in sector
Accruals (Sloan)lower is better	−1.39%	0.39%	Rank 67
Change in share countlower is better	−0.07%	−0.37%	Rank 44
Dividend streak in years	0	4	Rank 12
Price reaction to results, market-adjusted	2.63%	0.16%	Rank 73

Balance sheet & risk31.3below the middleMore risk than the sector: Debt to equity 1.61, sector 0.49.

Metric	Stock	Sector median	Position in sector
Equity ratio	29.58%	40.59%	Rank 28
Net debt/EBITDAlower is better	2.11	0.99	Rank 34
Debt to equitylower is better	1.61	0.49	Rank 18
Volatility, 1 yearlower is better	34.02%	33.42%	Rank 45

Ten years in figures

Revenue from €1.0B (2016) to €1.7B (2025), 5.8% a year.

Fiscal years, amounts in EUR
Year	Revenue	EBIT margin	FCF	Shares	Net debt, €M
2016	€1.0B	7.3%	€67.7M	53.5M	98.7
2017	€1.1B	6.2%	€29.6M	53.6M	163.9
2018	€1.3B	5.9%	−€6.0K	53.7M	218.4
2019	€1.3B	3.8%	€37.6M	53.9M	257.1
2020	€959.5M	3.1%	€113.5M	45.4M	204.0
2021	€1.2B	5.7%	€15.0M	45.4M	204.8
2022	€1.6B	6.4%	€117.1M	45.4M	526.0
2023	€2.1B	7.7%	€141.0M	45.4M	464.3
2024	€1.9B	8.6%	€143.2M	45.4M	473.5
2025	€1.7B	8.0%	€97.8M	45.4M	497.8

2.7 / 10Low MatchStockScorer score3 of 11 points

2 of 7 StockScorer Score rules met · How the score is built

SAF-Holland SE mainly meets criteria in the Valuation category. Result from 18 strategies checked.

Watch this stock See strategy overview →

How SAF-Holland SE's score is built

SAF-Holland SE is rated here with the StockScorer Score strategy, the flagship rule set. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.

2 of 7 rules met

3 of 11 points

Free cash flow yield above the sector medianmet2 of 2 points
Return on capital (Greenblatt ROC) above the sector mediannot met0 of 2 points
Return on equity above the sector mediannot met0 of 1 point
Free cash flow margin above the sector mediannot met0 of 2 points
Revenue growth above 15%not met0 of 2 points
3-year earnings growth above 12% p.a.not met0 of 1 point
12-month share price more than 20 percentage points ahead of the marketmet1 of 1 point
Exclusion: financial and real estate stocksdoes not apply

Detail data

How does SAF-Holland SE stock perform across 18 strategies?

Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.

Growth Momentum (CAN SLIM principle)Strong earnings growth, confirmed by the price trend. The bet is on strength, not weakness.
Medium
Trending Value: Value + MomentumGet in cheap, but only once the market starts to turn.
Medium
Piotroski F-Score (9-Point Check)Nine hard balance-sheet criteria separate substance from a downward spiral.
Low
Mohanram G-Score: Growth QualityFor growth stocks, the substance check shows what is real investment and what is only an announcement.
Low
PEG Strategy (inspired by Peter Lynch)Growth at a reasonable price, measured as the P/E ratio relative to trailing growth plus dividend yield.
Medium
Levermann Strategy (13 Criteria)13 criteria in one structured check, each scoring +1, 0 or −1.
Medium

12 more strategies locked

With a free account, you can see the match across all strategies checked in one complete overview.

Undervalued Stocks: Multi-Factor Check
Earnings Quality: Accrual Check (Sloan)
StockScorer Score
Defensive: Low Volatility
Altman Z-Score: Stress Test
Magic Formula: Value + Quality
Acquirer's Multiple: EV/EBIT Deep Value
Moat Quality
Dividend Aristocrats & Continuity
Dividend Quality: 4 Factors
Balanced GARP
High-Growth / Rule of 40

Open complete overview

SAF-Holland SE key metrics: P/E, P/B and equity ratio

Selected fundamental metrics for SAF-Holland SE.

Metric	Stock	Sector
P/E ratio	19.5	21.6
P/B ratio	2.0	2.4
Return on equity (ROE)	10.4%	11.1%
Equity ratio	29.6%	40.6%
Debt-to-equity (D/E)	1.61	0.49
Dividend yield	3.0%	2.2%

Similar stocks in Consumer Cyclical

How comparable stocks in the same sector score in the StockScorer model.

Symbol	Company	Rating
SFQ.DE	SAF-Holland SEthis page
JST.DE	JOST Werke AG	Medium5.5
AMV0.DE	AUMOVIO N	Low0.0
SHA0.DE	Schaeffler AG	Low3.6
APTV	Aptiv PLC	locked
HLE.DE	Hella KGaA Hueck & Co	locked

Frequently asked questions about SAF-Holland SE stock

How does SAF-Holland SE stock (SFQ.DE) score in the StockScorer model?

SAF-Holland SE stock reaches a StockScorer score of 2.7 out of 10, which is a low match with the rule-based strategies. 2 out of 7 flagship profile rules are met.

What is SAF-Holland SE's P/E ratio?

SAF-Holland SE's P/E ratio is 19.5. The Consumer Cyclical sector median is 21.6.

What sector is SAF-Holland SE in?

SAF-Holland SE is assigned to the Consumer Cyclical sector. Its rank within the sector is 50.8 out of 100: 100 means the stock leads its peer group of large and mid-cap sector stocks in every measured area.

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