Stock · TFC · Financial Services
United States · Large Cap · listed since 1990 · Revenue 12 mo. $28.8B
Price as of 11/06/2026
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States.
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Original text from the data provider
Summary
48.5 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Required return on equity per year
8.8%
no perpetual growth
Price to book 0.97×, above its usual range.
Middle half of 20 quarters: 0.84× to 0.96×, median 0.91×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
No anomaly in the stored figures.
Since the last quarter
Q2 → Q3 2026
1 more unchanged: Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 8.14% | 12.46% | Rank 18 |
| Return on capital (Greenblatt) | 200.16% | 59.04% | Rank 75 |
| EBIT margin | 20.86% | 23.06% | Rank 44 |
| FCF margin | 18.85% | 19.82% | Rank 48 |
| Gross margin | 62.21% | 65.53% | Rank 45 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 25.50% | 7.39% | Rank 81 |
| Earnings growth, 3 years per year | −4.06% | 15.20% | Rank 11 |
| Earnings growth, 5 years per year | 4.59% | 15.17% | Rank 18 |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 8.36% | 6.47% | Rank 75 |
| FCF yield | 9.97% | 7.16% | Rank 64 |
| EV/saleslower is better | 2.69 | 2.82 | Rank 52 |
| EV/EBITlower is better | 12.91 | 14.24 | Rank 56 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 2.60% | 7.80% | Rank 42 |
| Share price, 6 months | 1.03% | 8.71% | Rank 23 |
| Share price, 3 months | −0.54% | 0.45% | Rank 46 |
| Distance from 52-week high | −11.52% | −10.68% | Rank 47 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 3.21% | 1.23% | Rank 30 |
| Change in share countlower is better | −3.46% | −0.60% | Rank 79 |
| Dividend streak in years | 11 | 5 | Rank 75 |
| Price reaction to results, market-adjusted | 1.92% | 0.00% | Rank 78 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 11.91% | 9.21% | Rank 62 |
| Net debt/EBITDAlower is better | 3.40 | 0.12 | Rank 26 |
| Debt to equitylower is better | 1.07 | 0.90 | Rank 47 |
| Volatility, 1 yearlower is better | 23.45% | 25.95% | Rank 65 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 11.5 | 2.4 | 8.1% | 815M |
| 2017 | 12.2 | 2.4 | 8.1% | 811M |
| 2018 | 13.0 | 3.2 | 10.8% | 783M |
| 2019 | 14.7 | 3.2 | 4.9% | 815M |
| 2020 | 24.4 | 4.5 | 6.3% | 1.36B |
| 2021 | 23.1 | 6.4 | 9.3% | 1.35B |
| 2022 | 22.3 | 6.3 | 10.3% | 1.34B |
| 2023 | 30.0 | −1.1 | −1.9% | 1.33B |
| 2024 | 24.3 | 4.8 | 7.6% | 1.33B |
| 2025 | 30.4 | 5.3 | 8.1% | 1.29B |
3 of 7 StockScorer Score rules met · How the score is built
Truist Financial Corp mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Truist Financial Corp. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Truist Financial Corp.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 12.0 | 15.2 |
| P/B ratio | 1.0 | 1.8 |
| Return on equity (ROE) | 8.1% | 12.5% |
| Equity ratio | 11.9% | 9.2% |
| Debt-to-equity (D/E) | 1.07 | 0.90 |
| Dividend yield | 4.2% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| TFC | Truist Financial Corpthis page | |
| FITB | Fifth Third Bancorp | Low5.5 |
| HBAN | Huntington Bancshares Incorporated | Low1.8 |
| MTB | M&T Bank Corporation | Low6.4 |
| PNC | PNC Financial Services Group Inc | locked |
| CFG | Citizens Financial Group, Inc. | locked |
Signed up in 30 seconds, free.
Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
How StockScorer rates every stock is explained on the methodology page.