New · 16,265 stocks are re-scored daily. The score updates automatically.
Strategy profile

Balanced GARP: Current Backtest & Top Stocks 2026

It is not the fastest growth that wins, but the steadiest at a fair price: GARP avoids deep-value risks and valuation bubbles alike.

Save the strategy and StockScorer checks its rules for you every day. You'll get a heads-up whenever a stock crosses the upper or lower score threshold.

✓ Refreshed daily✓ Rule-based: no black box✓ Fully customisable
Total return in the backtestAvg. +14.2 % p.a.
+278.4 %

MSCI World over the same period: +240.1 %

Start: Strategy 100Q2 2016: Strategy 100Q3 2016: Strategy 105Q4 2016: Strategy 108Q1 2017: Strategy 114Q2 2017: Strategy 122Q3 2017: Strategy 132Q4 2017: Strategy 137Q1 2018: Strategy 132Q2 2018: Strategy 129Q3 2018: Strategy 130Q4 2018: Strategy 120Q1 2019: Strategy 136Q2 2019: Strategy 136Q3 2019: Strategy 144Q4 2019: Strategy 161Q1 2020: Strategy 125Q2 2020: Strategy 134Q3 2020: Strategy 145Q4 2020: Strategy 176Q1 2021: Strategy 188Q2 2021: Strategy 194Q3 2021: Strategy 187Q4 2021: Strategy 210Q1 2022: Strategy 225Q2 2022: Strategy 211Q3 2022: Strategy 222Q4 2022: Strategy 236Q1 2023: Strategy 227Q2 2023: Strategy 237Q3 2023: Strategy 249Q4 2023: Strategy 256Q1 2024: Strategy 308Q2 2024: Strategy 306Q3 2024: Strategy 297Q4 2024: Strategy 299Q1 2025: Strategy 299Q2 2025: Strategy 315Q3 2025: Strategy 340Q4 2025: Strategy 358Q1 2026: Strategy 393Q2 2026: Strategy 37877162247331416StartQ1 2021Q1 2026Q2 2026StrategyBenchmark (MSCI World)

Past performance is not a reliable indicator of future results.

+14.2 %Return p.a. (backtest)
+1.2 %vs. MSCI World p.a.
16,265Stocks analysed
SmallMidLargeCap classes
How the profile stands today

What the profile looks like today

As of 09/30/2026
1,226High
3,039Medium
12,000Low
Classification in the universe
High 8 %Medium 19 %Low 74 %
Distribution of scores in the market
-2
-1
0
+1
+2
+3
+4
+5
Score distribution as a data table
ScoreNumber of stocks
-24,169
-12,227
03,702
+12,255
+21,729
+31,237
+4663
+5283
Countries of the high-match stocks
US 25%CN 25%IN 10%MX 5%KR 5%Other 30%
How rules turn into a score

How the scoring works

Every stock runs through the same disclosed rules. The points add up to a score, traceable down to the individual rule.

01
Rules

Each rule checks a metric against a threshold, for example ROE above 15 %.

02
Points & weighting

You decide how much each rule counts: from +1 to +3 or −1 to −3.

03
Score & classification

The sum is the score. That gives three classes: high, medium, low match.

Low match
< 2 points
Medium match
2 – 3 points
High match
≥ 4 points

Thresholds vary by cap class.

These terms describe only the match with the criteria, not a recommendation to buy or sell.

What the strategy measures a stock against

What is behind this strategy?

Profile of a stock with a high match
50%100%High match · Profitability: 100%High match · Growth: 50%High match · Valuation: 67%Market average · Profitability: 23%Market average · Growth: 44%Market average · Valuation: 43%ProfitabilityGrowthValuationHigh matchMarket average
High matchMarket average
01
Are earnings growing steadily?

10 to 25% per year over five years: the stability band earns the highest single score (+2).

02
Is the stock historically cheap?

The current P/E is measured against its own 5-year average, not against the market.

03
Does the company earn enough?

A return on equity above 15% ensures the growth is generated profitably.

04
Is the price in the GARP window?

PEG between 0 and 1.2, with no floor; above that growth gets too expensive.

Excerpt from the rule profile

These exact rules run over every stock daily.

4 of 6 rules
Group:AND
+1 pts
Price-to-Earnings Ratioisgreater than0
Price-to-Earnings Ratioisless than5-Year P/E (avg.)
All of these conditions must be met
Group:AND
+2 pts
Earnings Growth 5Y avg.isat least10
Earnings Growth 5Y avg.isless than25
All of these conditions must be met
Group:OR
−1 pts
EPS Growth (YoY)isless than0
At least one of these conditions must be met
Return on Equityisgreater than15+1 pts
+ 2 more rules in the profile

After a free sign-up: the full profile in the rule editor to copy, adjust thresholds and save as your own starting profile.

See & copy all rules
What the backtest shows, and what it does not

How has the profile performed?

Strategy: +278.4%Benchmark (MSCI World): +240.1%
Start: Strategy 100Q2 2016: Strategy 100Q3 2016: Strategy 105Q4 2016: Strategy 108Q1 2017: Strategy 114Q2 2017: Strategy 122Q3 2017: Strategy 132Q4 2017: Strategy 137Q1 2018: Strategy 132Q2 2018: Strategy 129Q3 2018: Strategy 130Q4 2018: Strategy 120Q1 2019: Strategy 136Q2 2019: Strategy 136Q3 2019: Strategy 144Q4 2019: Strategy 161Q1 2020: Strategy 125Q2 2020: Strategy 134Q3 2020: Strategy 145Q4 2020: Strategy 176Q1 2021: Strategy 188Q2 2021: Strategy 194Q3 2021: Strategy 187Q4 2021: Strategy 210Q1 2022: Strategy 225Q2 2022: Strategy 211Q3 2022: Strategy 222Q4 2022: Strategy 236Q1 2023: Strategy 227Q2 2023: Strategy 237Q3 2023: Strategy 249Q4 2023: Strategy 256Q1 2024: Strategy 308Q2 2024: Strategy 306Q3 2024: Strategy 297Q4 2024: Strategy 299Q1 2025: Strategy 299Q2 2025: Strategy 315Q3 2025: Strategy 340Q4 2025: Strategy 358Q1 2026: Strategy 393Q2 2026: Strategy 37877162247331416StartQ2 2017Q3 2018Q4 2019Q1 2021Q2 2022Q3 2023Q4 2024Q1 2026Q2 2026StrategyBenchmark (MSCI World)

The backtest shows a total return of +278.4%. The MSCI World reaches +240.1% over the same period.

+14.2%Return p.a.
+13.0%Benchmark p.a.
-22.1%Largest decline
+0.94Sharpe Ratio

Survivorship-free since June 30, 2015: the index composition is applied point-in-time.

Historical period, quarterly rebalancing, no taxes or fees. Past performance is not a reliable indicator of future results.

The way of working this profile suits

Who is this strategy for?

For long-term investors seeking the compromise: more dynamism than classic dividend stocks, less risk than hyper-growth. GARP stocks are rarely spectacular. That is exactly the idea.

Adopt, customise & track this strategy
What people usually ask before starting

Frequently asked questions

What distinguishes Balanced GARP from the PEG strategy?
Both use a PEG ratio, but with a different philosophy: the PEG strategy uses Lynch's PEGY and gives extreme undervaluation its own tier, while GARP additionally demands growth stability over five years and treats the whole 0-to-1.2 PEG window uniformly. GARP is the more cautious, longer-term variant.
Why is the stability band more important than the level of growth?
Because 40% growth one year and −10% the next are worth less than a constant 15%: steady growth points to structural demand rather than one-off effects and extrapolates far more reliably into the future.
Is this a recommendation to act?
No. StockScorer provides automated, rule-based assessments for information only. Nothing here replaces individual financial advice or constitutes a solicitation to buy or sell securities.
Can I shift the growth band?
Yes. After free registration you can copy the profile and adjust it in the rule editor: band, PEG window and all point values are fully configurable.

Method & Criteria

GARP (growth at a reasonable price) is the middle path between the extremes: deep value leans into low prices and risks structurally sick companies; pure growth leans into dynamism and risks valuation bubbles. The balanced GARP model demands both in moderation: steady earnings growth of 10 to 25% per year (fast enough for real compounding, slow enough to be sustainable), a P/E below its own 5-year average and a PEG in the fair window. Extremely low PEGs are deliberately not rewarded: they often point to cyclical earnings peaks whose growth will not repeat.

How does Balanced GARP work?

Four building blocks form the score: earnings growth of 10 to 25% per year (5-year CAGR) earns +2. The stability band is deliberately the highest single score. A current P/E below its own 5-year average earns +1, a return on equity above 15% another +1, and a PEG between 0.5 and 1.2 one more point.

On the deduction side: declining or unstable earnings growth (negative 5-year trend, missing history or a recently fallen profit) costs one point, as does a PEG above 2 (or without a meaningful value). The upper threshold is 3 points for large caps and 4 for mid and small caps.

The criteria at a glance

Historical valuation: current P/E below its own 5-year average (+1).

Earnings stability: 5-year CAGR between 10 and 25% (+2); negative trend, missing history or recently declining earnings (−1).

Profitability: return on equity above 15% (+1).

Valuation: PEG 0–1.2, no floor (+1); PEG above 2, negative or missing (−1).

Strengths, limits and deviations from the original

The difference to the PEG strategy lies in the treatment of extremes: a PEG of 0.3 earns a dedicated extreme-undervaluation bonus there, while here it counts unremarkably within the whole 0-to-1.2 window. Since the fidelity round (23 August 2026) the PEG window no longer has a floor (previously 0.5 to 1.2): even very low PEGs score here, and the safety net against cyclical traps stays ga-03 (a deduction for recently declining profit), not a PEG minimum.

Absurdly low PEGs frequently occur in commodity and cyclical stocks at the end of a boom cycle, when the seemingly high growth is about to tip over. Documented deviation: the original criterion "EPS growth between 10 and 25% in every single year" cannot be mapped directly with annual data. StockScorer uses the 5-year CAGR band and adds a deduction when the most recent annual profit declined: together a good approximation of "steady rather than erratic".

Who is this strategy for?

For patient quality investors who want growth without paying for hope stocks, as a core strategy for the long-term portfolio.