Stock · AIG · Financial Services
United States · Large Cap · listed since 1984 · Revenue 12 mo. $26.7B
Price as of 11/06/2026
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally.
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
Original text from the data provider
Summary
51.0 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €33.6B, market value €36.3B (P/B 1.1). At a 9% discount rate, the premium over book value only pays off with a lasting 9.7% return on equity.
Required return on equity per year
9.7%
no perpetual growth
Price to book 1.08×, within its usual range.
Middle half of 20 quarters: 0.94× to 1.12×, median 1.06×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
4 more unchanged: Revenue, 12 mo., EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 7.53% | 12.46% | Rank 15 |
| Return on capital (Greenblatt) | 562.17% | 59.04% | Rank 93 |
| EBIT margin | 14.49% | 23.06% | Rank 24 |
| FCF margin | 12.38% | 19.82% | Rank 31 |
| Gross margin | 34.51% | 65.53% | Rank 12 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | −1.82% | 7.39% | Rank 20 |
| Earnings growth, 3 years per year | −25.22% | 15.20% | Rank 4 |
| Earnings growth, 5 years per yeardoes not count towards the rank | – | 15.17% | |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 6.98% | 6.47% | Rank 55 |
| FCF yield | 8.20% | 7.16% | Rank 56 |
| EV/saleslower is better | 0.42 | 2.82 | Rank 83 |
| EV/EBITlower is better | 2.89 | 14.24 | Rank 96 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −7.68% | 7.80% | Rank 24 |
| Share price, 6 months | 2.30% | 8.71% | Rank 27 |
| Share price, 3 months | 3.82% | 0.45% | Rank 62 |
| Distance from 52-week high | −10.21% | −10.68% | Rank 53 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | −2.11% | 1.23% | Rank 90 |
| Change in share countlower is better | −13.23% | −0.60% | Rank 98 |
| Dividend streak in years | 12 | 5 | Rank 77 |
| Price reaction to results, market-adjusted | −2.37% | 0.00% | Rank 20 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 25.51% | 9.21% | Rank 77 |
| Net debt/EBITDAlower is better | −3.78 | 0.12 | Rank 78 |
| Debt to equitylower is better | 0.22 | 0.90 | Rank 85 |
| Volatility, 1 yearlower is better | 23.84% | 25.95% | Rank 64 |
Ten years in figures
| Year | Revenue, $B | Net income | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 52.8 | −$849.0M | −1.1% | 1.09B |
| 2017 | 49.9 | −$6.1B | −9.3% | 931M |
| 2018 | 47.5 | −$6.0M | 0.0% | 910M |
| 2019 | 49.8 | $3.3B | 0.7% | 890M |
| 2020 | 43.8 | −$5.9B | −1.1% | 869M |
| 2021 | 52.0 | $10.4B | 1.8% | 865M |
| 2022 | 30.0 | $10.2B | 24.2% | 788M |
| 2023 | 28.0 | $3.6B | 8.0% | 725M |
| 2024 | 27.3 | −$1.4B | −3.3% | 657M |
| 2025 | 26.8 | $3.1B | 7.5% | 570M |
2 of 7 StockScorer Score rules met · How the score is built
American International Group Inc mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for American International Group Inc. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
2 of 7 rules met
4 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for American International Group Inc.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 14.3 | 15.2 |
| P/B ratio | 1.1 | 1.8 |
| Return on equity (ROE) | 7.5% | 12.5% |
| Equity ratio | 25.5% | 9.2% |
| Debt-to-equity (D/E) | 0.22 | 0.90 |
| Dividend yield | 2.4% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| AIG | American International Group Incthis page | |
| HIG | Hartford Financial Services Group | Low5.5 |
| SLF.TO | Sun Life Financial Inc. | locked |
| TLX.DE | Talanx AG | Low5.5 |
| ACGL | Arch Capital Group Ltd. | locked |
| SLHN.SW | Swiss Life Holding AG | locked |
Signed up in 30 seconds, free.
Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
How StockScorer rates every stock is explained on the methodology page.