Stock · COF · Financial Services
United States · Large Cap · listed since 1994 · Revenue 12 mo. $79.1B
Price as of 11/06/2026
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
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Summary
41.3 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Required return on equity per year
8.7%
no perpetual growth
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
3 more unchanged: Revenue, 12 mo., EBIT margin, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 2.16% | 12.46% | Rank 3 |
| Return on capital (Greenblatt) | 40.72% | 59.04% | Rank 43 |
| EBIT margin | 3.29% | 23.06% | Rank 4 |
| FCF margin | 37.75% | 19.82% | Rank 75 |
| Gross margin | 47.33% | 65.53% | Rank 23 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 28.39% | 7.39% | Rank 83 |
| Earnings growth, 3 years per year | −37.67% | 15.20% | Rank 1 |
| Earnings growth, 5 years per year | −5.19% | 15.17% | Rank 7 |
| Sustainable growth (ROE × retained earnings) | 2.28% | 1.25% | Rank 69 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 2.24% | 6.47% | Rank 6 |
| FCF yield | 21.72% | 7.16% | Rank 86 |
| EV/saleslower is better | 1.58 | 2.82 | Rank 65 |
| EV/EBITlower is better | 48.07 | 14.24 | Rank 5 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −16.53% | 7.80% | Rank 10 |
| Share price, 6 months | 7.02% | 8.71% | Rank 44 |
| Share price, 3 months | −2.17% | 0.45% | Rank 35 |
| Distance from 52-week high | −21.74% | −10.68% | Rank 15 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | −4.28% | 1.23% | Rank 95 |
| Change in share countlower is better | 41.11% | −0.60% | Rank 2 |
| Dividend streak in years | 3 | 5 | Rank 35 |
| Price reaction to results, market-adjusted | 2.00% | 0.00% | Rank 79 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 16.98% | 9.21% | Rank 69 |
| Net debt/EBITDAlower is better | −1.42 | 0.12 | Rank 65 |
| Debt to equitylower is better | 0.45 | 0.90 | Rank 70 |
| Volatility, 1 yearlower is better | 31.27% | 25.95% | Rank 30 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 27.5 | 3.8 | 7.9% | 510M |
| 2017 | 30.0 | 2.0 | 4.1% | 489M |
| 2018 | 31.9 | 6.0 | 11.6% | 483M |
| 2019 | 33.8 | 5.5 | 9.6% | 470M |
| 2020 | 31.6 | 2.7 | 4.5% | 459M |
| 2021 | 32.0 | 12.4 | 20.3% | 444M |
| 2022 | 38.4 | 7.4 | 14.0% | 393M |
| 2023 | 49.5 | 4.9 | 8.4% | 383M |
| 2024 | 53.9 | 4.8 | 7.8% | 384M |
| 2025 | 69.3 | 2.5 | 2.2% | 541M |
3 of 7 StockScorer Score rules met · How the score is built
Capital One Financial Corporation mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Capital One Financial Corporation. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Capital One Financial Corporation.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 44.5 | 15.2 |
| P/B ratio | 1.0 | 1.8 |
| Return on equity (ROE) | 2.2% | 12.5% |
| Equity ratio | 17.0% | 9.2% |
| Debt-to-equity (D/E) | 0.45 | 0.90 |
| Dividend yield | 1.6% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| COF | Capital One Financial Corporationthis page | |
| PYPL | PayPal Holdings Inc | Low3.6 |
| AXP | American Express Company | Low7.3 |
| BAJFINANCE.NS | Bajaj Finance Limited | locked |
| SYF | Synchrony Financial | locked |
| SHRIRAMFIN.BO | Shriram Finance Ltd | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
How StockScorer rates every stock is explained on the methodology page.