Stock · CB · Financial Services
Switzerland · Large Cap · listed since 1993 · Revenue 12 mo. $62.1B
Price as of 11/06/2026
Chubb Limited provides insurance and reinsurance products worldwide.
Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
Original text from the data provider
Summary
62.4 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €62.9B, market value €123.5B (P/B 2.0). At a 9% discount rate, the premium over book value only pays off with a lasting 17.7% return on equity.
Required return on equity per year
17.7%
no perpetual growth
Price to book 1.96×, above its usual range.
Middle half of 20 quarters: 1.60× to 1.76×, median 1.68×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
3 more unchanged: Revenue, 12 mo., Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 13.98% | 12.46% | Rank 60 |
| Return on capital (Greenblatt) | 288.27% | 59.04% | Rank 81 |
| EBIT margin | 21.82% | 23.06% | Rank 46 |
| FCF margin | 24.32% | 19.82% | Rank 59 |
| Gross margin | 29.45% | 65.53% | Rank 8 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 6.47% | 7.39% | Rank 48 |
| Earnings growth, 3 years per year | 28.04% | 15.20% | Rank 74 |
| Earnings growth, 5 years per year | 27.26% | 15.17% | Rank 77 |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 7.12% | 6.47% | Rank 57 |
| FCF yield | 10.56% | 7.16% | Rank 65 |
| EV/saleslower is better | 1.89 | 2.82 | Rank 60 |
| EV/EBITlower is better | 8.64 | 14.24 | Rank 74 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 19.35% | 7.80% | Rank 69 |
| Share price, 6 months | 14.68% | 8.71% | Rank 72 |
| Share price, 3 months | 9.33% | 0.45% | Rank 79 |
| Distance from 52-week high | −2.45% | −10.68% | Rank 88 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 3.37% | 1.23% | Rank 29 |
| Change in share countlower is better | −3.74% | −0.60% | Rank 80 |
| Dividend streak in years | 9 | 5 | Rank 71 |
| Price reaction to results, market-adjusted | −1.31% | 0.00% | Rank 29 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 27.08% | 9.21% | Rank 80 |
| Net debt/EBITDAlower is better | −1.77 | 0.12 | Rank 66 |
| Debt to equitylower is better | 0.24 | 0.90 | Rank 83 |
| Volatility, 1 yearlower is better | 19.40% | 25.95% | Rank 87 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 31.5 | 4.1 | 8.6% | 466M |
| 2017 | 32.3 | 3.9 | 7.6% | 471M |
| 2018 | 32.7 | 4.0 | 7.9% | 467M |
| 2019 | 34.2 | 4.5 | 8.1% | 459M |
| 2020 | 36.1 | 3.5 | 5.9% | 453M |
| 2021 | 40.8 | 8.5 | 14.3% | 443M |
| 2022 | 43.0 | 5.2 | 10.4% | 424M |
| 2023 | 50.0 | 9.0 | 15.2% | 414M |
| 2024 | 56.2 | 9.3 | 14.5% | 412M |
| 2025 | 59.8 | 10.3 | 14.0% | 397M |
5 of 7 StockScorer Score rules met · How the score is built
Chubb Ltd mainly meets criteria in the Profitability category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Chubb Ltd. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
5 of 7 rules met
8 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Chubb Ltd.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 14.0 | 15.2 |
| P/B ratio | 2.0 | 1.8 |
| Return on equity (ROE) | 14.0% | 12.5% |
| Equity ratio | 27.1% | 9.2% |
| Debt-to-equity (D/E) | 0.24 | 0.90 |
| Dividend yield | 1.1% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| CB | Chubb Ltdthis page | |
| PGR | Progressive Corp | Low7.3 |
| 8766.T | Tokio Marine Holdings Inc. | locked |
| TRV | The Travelers Companies Inc | Low8.2 |
| ALL | The Allstate Corporation | locked |
| 2328.HK | PICC Property & Casualty-H | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
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