Stock · PGR · Financial Services
United States · Large Cap · listed since 1986 · Revenue 12 mo. $91.7B
Price as of 11/06/2026
The Progressive Corporation operates as an insurance company in the United States.
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
Original text from the data provider
Summary
57.9 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €26.5B, market value €117.1B (P/B 4.4). At a 9% discount rate, the premium over book value only pays off with a lasting more than 30% return on equity.
Required return on equity per year
over 30%
no perpetual growth
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
4 more unchanged: Revenue, 12 mo., EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 37.29% | 12.46% | Rank 96 |
| Return on capital (Greenblatt) | 1,816.48% | 59.04% | Rank 98 |
| EBIT margin | 16.23% | 23.06% | Rank 29 |
| FCF margin | 19.63% | 19.82% | Rank 49 |
| Gross margin | 29.47% | 65.53% | Rank 8 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 16.32% | 7.39% | Rank 69 |
| Earnings growth, 3 years per year | 150.04% | 15.20% | Rank 99 |
| Earnings growth, 5 years per year | 14.64% | 15.17% | Rank 48 |
| Sustainable growth (ROE × retained earnings) | 0.40% | 1.25% | Rank 24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 8.44% | 6.47% | Rank 76 |
| FCF yield | 13.18% | 7.16% | Rank 72 |
| EV/saleslower is better | 1.34 | 2.82 | Rank 69 |
| EV/EBITlower is better | 8.27 | 14.24 | Rank 76 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −0.94% | 7.80% | Rank 35 |
| Share price, 6 months | 17.89% | 8.71% | Rank 78 |
| Share price, 3 months | 10.91% | 0.45% | Rank 83 |
| Distance from 52-week high | −3.63% | −10.68% | Rank 82 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 7.24% | 1.23% | Rank 14 |
| Change in share countlower is better | 0.09% | −0.60% | Rank 25 |
| Dividend streak in years | 3 | 5 | Rank 35 |
| Price reaction to results, market-adjusted | −3.32% | 0.00% | Rank 12 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 24.65% | 9.21% | Rank 75 |
| Net debt/EBITDAlower is better | −0.87 | 0.12 | Rank 62 |
| Debt to equitylower is better | 0.23 | 0.90 | Rank 85 |
| Volatility, 1 yearlower is better | 27.25% | 25.95% | Rank 46 |
Ten years in figures
| Year | Revenue, $B | Net income | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 23.4 | $1.0B | 13.0% | 585M |
| 2017 | 26.8 | $1.6B | 17.2% | 586M |
| 2018 | 32.0 | $2.6B | 24.2% | 587M |
| 2019 | 39.0 | $4.0B | 29.0% | 587M |
| 2020 | 42.6 | $5.7B | 33.5% | 588M |
| 2021 | 47.7 | $3.4B | 18.4% | 587M |
| 2022 | 49.6 | $722.0M | 4.5% | 587M |
| 2023 | 62.1 | $3.9B | 19.3% | 588M |
| 2024 | 75.3 | $8.5B | 33.1% | 588M |
| 2025 | 87.6 | $11.3B | 37.3% | 588M |
5 of 7 StockScorer Score rules met · How the score is built
Progressive Corp mainly meets criteria in the Growth category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Progressive Corp. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
5 of 7 rules met
8 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Progressive Corp.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 11.8 | 15.2 |
| P/B ratio | 4.4 | 1.8 |
| Return on equity (ROE) | 37.3% | 12.5% |
| Equity ratio | 24.6% | 9.2% |
| Debt-to-equity (D/E) | 0.23 | 0.90 |
| Dividend yield | 6.1% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| PGR | Progressive Corpthis page | |
| TRV | The Travelers Companies Inc | Low8.2 |
| ALL | The Allstate Corporation | Low4.5 |
| CB | Chubb Ltd | Low7.3 |
| 8766.T | Tokio Marine Holdings Inc. | locked |
| 2328.HK | PICC Property & Casualty-H | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
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