Stock · CBK.DE · Financial Services
Germany · Large Cap · Revenue 12 mo. €20.6B
Price as of 11/06/2026
Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, and Asia.
Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, and Asia. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers current, money market, checking, business accounts; insurance products; credit and debit cards; pension scheme; card payment terminal; and various loans. It also offers installment loans; renovation loans, debt structuring, car loan, overdraft facility; real estate financing; term deposits; and online banking services, as well as trades securities, such as shares, funds, ETFs, certificates, options and futures, and bonds. In addition, the company provides wealth management services. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.
Original text from the data provider
Summary
47.4 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €30.9B, market value €39.4B (P/B 1.3). At a 9% discount rate, the premium over book value only pays off with a lasting 11.5% return on equity.
Required return on equity per year
11.5%
no perpetual growth
Price to book 1.27×, above its usual range.
Middle half of 20 quarters: 0.35× to 0.74×, median 0.45×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
2 more unchanged: Revenue, 12 mo., Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 7.76% | 12.46% | Rank 16 |
| Return on capital (Greenblatt) | 3.95% | 59.04% | Rank 12 |
| EBIT margin | 30.53% | 23.06% | Rank 71 |
| FCF margin | 391.55% | 19.82% | Rank 99 |
| Gross margin | 80.50% | 65.53% | Rank 67 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 4.61% | 7.39% | Rank 39 |
| Earnings growth, 3 years per year | 26.66% | 15.20% | Rank 72 |
| Earnings growth, 5 years per yeardoes not count towards the rank | – | 15.17% | |
| Sustainable growth (ROE × retained earnings) | 8.87% | 1.25% | Rank 94 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 6.09% | 6.47% | Rank 45 |
| FCF yield | 128.59% | 7.16% | Rank 99 |
| EV/saleslower is better | 6.50 | 2.82 | Rank 24 |
| EV/EBITlower is better | 21.30 | 14.24 | Rank 32 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 10.21% | 7.80% | Rank 55 |
| Share price, 6 months | 8.21% | 8.71% | Rank 47 |
| Share price, 3 months | 3.11% | 0.45% | Rank 60 |
| Distance from 52-week high | −10.62% | −10.68% | Rank 51 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 1.79% | 1.23% | Rank 42 |
| Change in share countlower is better | −5.09% | −0.60% | Rank 88 |
| Dividend streak in years | 2 | 5 | Rank 24 |
| Price reaction to results, market-adjusted | −1.94% | 0.00% | Rank 24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 5.61% | 9.21% | Rank 23 |
| Net debt/EBITDAlower is better | 11.33 | 0.12 | Rank 11 |
| Debt to equitylower is better | 4.22 | 0.90 | Rank 11 |
| Volatility, 1 yearlower is better | 35.21% | 25.95% | Rank 19 |
Ten years in figures
| Year | Revenue, €B | Net income | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 13.7 | €279.0M | 1.0% | 1.25B |
| 2017 | 12.6 | €128.0M | 0.4% | 1.25B |
| 2018 | 12.5 | €862.0M | 3.1% | 1.25B |
| 2019 | 12.5 | €585.0M | 2.0% | 1.25B |
| 2020 | 11.4 | −€2.9B | −10.4% | 1.25B |
| 2021 | 12.1 | €430.0M | 1.5% | 1.25B |
| 2022 | 10.4 | €1.4B | 4.8% | 1.25B |
| 2023 | 11.8 | €2.2B | 7.0% | 1.25B |
| 2024 | 12.4 | €2.7B | 7.8% | 1.19B |
| 2025 | 12.9 | €2.6B | 7.8% | 1.13B |
3 of 7 StockScorer Score rules met · How the score is built
Commerzbank AG mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Commerzbank AG. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
5 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Commerzbank AG.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 16.4 | 15.2 |
| P/B ratio | 1.3 | 1.8 |
| Return on equity (ROE) | 7.8% | 12.5% |
| Equity ratio | 5.6% | 9.2% |
| Debt-to-equity (D/E) | 4.22 | 0.90 |
| Dividend yield | 2.9% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| CBK.DE | Commerzbank AGthis page | |
| DBK.DE | Deutsche Bank Aktiengesellschaft | Low5.5 |
| AXISBANK.NS | Axis Bank Limited | locked |
| SEB-C.ST | Skandinaviska Enskilda Banken AB (publ) | locked |
| 2891.TW | CTBC Financial Holding Co Ltd | locked |
| SWED-A.ST | Swedbank AB (publ) | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
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