Stock · NDA-FI.HE · Financial Services
Finland · Large Cap · Revenue 12 mo. €18.9B
Price as of 11/05/2026
Nordea Bank Abp offers banking products and services for individuals, families, and businesses in Sweden, Finland, Norway, Denmark, and internationally.
Nordea Bank Abp offers banking products and services for individuals, families, and businesses in Sweden, Finland, Norway, Denmark, and internationally. It operates through Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management segments. The company provides various financial services to customers through mobile banking, over the phone, online meetings, and branch offices. It also offers payments, cash management, cards, working capital management, and cards and finance solutions. In addition, the company provides financing, payment, investment banking, capital market products, and securities services; and investment, savings, and risk management solutions. Further, it offers savings products and asset management, including investment funds, discretionary management, portfolio advice, and equity trading and pension accounts; and asset-based financing through leasing, hire purchase, factoring, and sales to finance partners, such as dealers, vendors and retailers, as well as life insurance and pension products and services. The company was founded in 1820 and is headquartered in Helsinki, Finland.
Original text from the data provider
Summary
39.8 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €30.7B, market value €54.1B (P/B 1.8). At a 9% discount rate, the premium over book value only pays off with a lasting 15.9% return on equity.
Required return on equity per year
15.9%
no perpetual growth
Price to book 1.76×, above its usual range.
Middle half of 20 quarters: 1.20× to 1.46×, median 1.28×.
Measures only against its own past, not against what the company is worth. Price as of 11/05/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
1 more unchanged: Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/05/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 14.93% | 12.46% | Rank 64 |
| Return on capital (Greenblatt) | 403.84% | 59.04% | Rank 88 |
| EBIT margin | 28.94% | 23.06% | Rank 66 |
| FCF margin | −14.85% | 19.82% | Rank 9 |
| Gross margin | 53.80% | 65.53% | Rank 34 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | −14.49% | 7.39% | Rank 7 |
| Earnings growth, 3 years per year | 13.77% | 15.20% | Rank 45 |
| Earnings growth, 5 years per year | 20.04% | 15.17% | Rank 61 |
| Sustainable growth (ROE × retained earnings) | 0.24% | 1.25% | Rank 19 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 8.47% | 6.47% | Rank 77 |
| FCF yield | −5.99% | 7.16% | Rank 10 |
| EV/saleslower is better | 9.81 | 2.82 | Rank 14 |
| EV/EBITlower is better | 33.89 | 14.24 | Rank 11 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 4.15% | 7.80% | Rank 44 |
| Share price, 6 months | 6.46% | 8.71% | Rank 42 |
| Share price, 3 months | −0.50% | 0.45% | Rank 47 |
| Distance from 52-week high | −8.38% | −10.68% | Rank 60 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 1.35% | 1.23% | Rank 49 |
| Change in share countlower is better | −1.19% | −0.60% | Rank 59 |
| Dividend streak in years | 3 | 5 | Rank 35 |
| Price reaction to results, market-adjusted | 1.39% | 0.00% | Rank 71 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 4.95% | 9.21% | Rank 16 |
| Net debt/EBITDAlower is better | 23.09 | 0.12 | Rank 4 |
| Debt to equitylower is better | 6.33 | 0.90 | Rank 4 |
| Volatility, 1 yearlower is better | 22.09% | 25.95% | Rank 74 |
Ten years in figures
| Year | Revenue, €B | Net income, €B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 12.8 | 3.8 | 11.6% | 4.04B |
| 2017 | 12.3 | 3.0 | 9.1% | 4.04B |
| 2018 | 11.4 | 3.1 | 9.4% | 4.04B |
| 2019 | 11.6 | 1.5 | 4.9% | 4.15B |
| 2020 | 10.1 | 2.3 | 6.7% | 4.04B |
| 2021 | 10.4 | 3.8 | 11.4% | 4.01B |
| 2022 | 12.8 | 3.6 | 11.6% | 3.78B |
| 2023 | 24.0 | 4.9 | 15.8% | 3.58B |
| 2024 | 25.5 | 5.1 | 15.6% | 3.51B |
| 2025 | 21.8 | 4.8 | 14.9% | 3.46B |
3 of 7 StockScorer Score rules met · How the score is built
Nordea Bank Abp mainly meets criteria in the Profitability category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Nordea Bank Abp. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
4 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Nordea Bank Abp.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 11.8 | 15.2 |
| P/B ratio | 1.8 | 1.8 |
| Return on equity (ROE) | 14.9% | 12.5% |
| Equity ratio | 5.0% | 9.2% |
| Debt-to-equity (D/E) | 6.33 | 0.90 |
| Dividend yield | 7.9% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| NDA-FI.HE | Nordea Bank Abpthis page | |
| 1180.SR | Saudi National Bank | locked |
| NWG | Natwest Group PLC | locked |
| 0998.HK | China Citic Bank Corp Ltd | locked |
| 601166.SS | Industrial Bank Co Ltd | locked |
| TFC | Truist Financial Corp | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
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