Stock · GLE.PA · Financial Services

Societe Generale S.A.

France · Large Cap · Revenue 2025 €86.2B

Price as of 11/06/2026

StockScorer score
2.7
of 10 3 of 11 points Not rated To the score
Price
€64.41
1 Y +5.8%
Market cap
€46.7B

Société Générale Société anonyme provides banking and financial services to individuals, corporates, and institutional clients in Europe and internationally.

moreless

Société Générale Société anonyme provides banking and financial services to individuals, corporates, and institutional clients in Europe and internationally. It operates through French Retail, Private Banking and Insurance; International Retail, Mobility and Leasing Services; and Global Banking and Investor Solutions. The company offers retail banking services, such as consumer credit, vehicle leasing and fleet management, online banking, wealth management, and equipment and vendor finance services; and insurance products, including home, vehicle, family, health, and mortgage insurance. It also provides corporate and investment banking, securities, clearing services, execution, prime brokerage, and custody services; and consumer finance, advisory and financing, and asset management and private banking services. Société Générale Société anonyme was incorporated in 1864 and is headquartered in Paris, France.

Original text from the data provider

Summary

Societe Generale S.A. is around the middle of the Financial Services sector overall

45.6 of 100

Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.

Analysis

What the price requires

The market value is below book value: the price requires a lasting 6.4% return on equity, less than the 9% discount rate.

Required return on equity per year

6.4%

no perpetual growth

  • ROE 5-yr avg 5.9%
  • ROE 10-yr avg 5.2%
  • required 6.4%

Valuation against its own history

Price to book 0.71×, above its usual range.

Middle half of 20 quarters: 0.27× to 0.49×, median 0.29×.

Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.

No sign supports the expectation, 1 speaks against it.

What supports it

with respect to the priced-in expectation

No indication in the stored figures.

What speaks against it

with respect to the priced-in expectation

  • Volatile earnings 3 drops or sign changes in up to 10 years

Since the last quarter

Q4 2024 → Q2 2026

Mostly worse than the previous quarter: 1 of 1 change for the worse.

  • Shares outstanding704M → 743M+5.5%worse

Derivation

How the sector comparison is derived

Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.

Price as of 11/06/2026.

Profitability23.0below the middleEarns less than the sector: FCF margin −33.67%, sector 19.82%.
MetricStockSector medianPosition in sector
Return on equity8.56%12.46%Rank 21
Return on capital (Greenblatt)14.55%59.04%Rank 31
EBIT margin10.22%23.06%Rank 14
FCF margin−33.67%19.82%Rank 7
Gross margin61.05%65.53%Rank 42
Growth95.3above the middleGrows faster than the sector: Revenue growth, 1 year 241.11%, sector 7.39%.
MetricStockSector medianPosition in sector
Revenue growth, 1 year241.11%7.39%Rank 99
Earnings growth, 3 years per year51.60%15.20%Rank 91
Earnings growth, 5 years per yeardoes not count towards the rank–15.17%
Sustainable growth (ROE × retained earnings)10.86%1.25%Rank 96
Valuation63.5above the middleValued lower than the sector: EV/sales −1.80, sector 2.82.
MetricStockSector medianPosition in sector
Earnings yield12.00%6.47%Rank 94
FCF yield−62.15%7.16%Rank 1
EV/saleslower is better−1.802.82Rank 95
EV/EBITlower is betterdoes not count towards the rank−17.6614.24
Momentum18.3below the middleShare price doing worse than the sector: Share price, 3 months −18.12%, sector 0.45%.
MetricStockSector medianPosition in sector
Share price, 1 year5.82%7.80%Rank 46
Share price, 6 months−6.41%8.71%Rank 13
Share price, 3 months−18.12%0.45%Rank 2
Distance from 52-week high−23.53%−10.68%Rank 12
Quality38.1below the middleQuality below the sector: Dividend streak in years 1, sector 5.
MetricStockSector medianPosition in sector
Accruals (Sloan)lower is better3.47%1.23%Rank 27
Change in share countlower is better−2.38%−0.60%Rank 73
Dividend streak in years15Rank 15
Price reaction to results, market-adjusted−0.67%0.00%Rank 37
Balance sheet & risk35.6below the middleMore risk than the sector: Equity ratio 4.54%, sector 9.21%.
MetricStockSector medianPosition in sector
Equity ratio4.54%9.21%Rank 13
Net debt/EBITDAlower is better−10.590.12Rank 86
Debt to equitylower is better2.380.90Rank 24
Volatility, 1 yearlower is better35.15%25.95%Rank 19

Ten years in figures

Revenue from €24.3B (2016) to €86.2B (2025), 15.1% a year.

Fiscal years, amounts in EUR
YearRevenue, €BNet incomeReturn on equityShares
201624.3€3.9B6.3%799M
201724.4€2.8B4.7%801M
201824.2€4.1B6.8%802M
201923.4€3.2B5.1%830M
202018.8−€258.0M−0.4%850M
202125.7€5.6B8.7%846M
202225.5€1.8B2.7%822M
202324.1€2.5B3.8%795M
202425.3€4.2B6.0%795M
202586.2€6.0B8.6%776M
2.7 / 10Not ratedStockScorer score3 of 11 points

2 of 7 StockScorer Score rules met · How the score is built

Societe Generale S.A. mainly meets criteria in the Growth category. Result from 18 strategies checked.

This stock · Profitability: 0%This stock · Growth: 100%This stock · Valuation: 0%This stock · Momentum: 0%Median of all stocks · Profitability: 33%Median of all stocks · Growth: 0%Median of all stocks · Valuation: 0%Median of all stocks · Momentum: 0%50%100%ProfitabilityGrowthValuationMomentumThis stockMedian of all stocks

How Societe Generale S.A.'s score is built

This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Societe Generale S.A. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.

2 of 7 rules met

3 of 11 points

The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.

  1. Free cash flow yield above the sector mediannot met0 of 2 points
  2. Return on capital (Greenblatt ROC) above the sector mediannot met0 of 2 points
  3. Return on equity above the sector mediannot met0 of 1 point
  4. Free cash flow margin above the sector mediannot met0 of 2 points
  5. Revenue growth above 15%met2 of 2 points
  6. 3-year earnings growth above 12% p.a.met1 of 1 point
  7. 12-month share price more than 20 percentage points ahead of the marketnot met0 of 1 point
  8. Exclusion: financial and real estate stocksapplies

Detail data

How does Societe Generale S.A. stock perform across 18 strategies?

Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.

12 more strategies locked

With a free account, you can see the match across all strategies checked in one complete overview.

  • Growth Momentum (CAN SLIM principle)
  • Magic Formula: Value + Quality
  • StockScorer Score
  • Moat Quality
  • Mohanram G-Score: Growth Quality
  • Altman Z-Score: Stress Test
  • Defensive: Low Volatility
  • Dividend Aristocrats & Continuity
  • Earnings Quality: Accrual Check (Sloan)
  • Balanced GARP
  • Levermann Strategy (13 Criteria)
  • PEG Strategy (inspired by Peter Lynch)

Societe Generale S.A. key metrics: P/E, P/B and equity ratio

Selected fundamental metrics for Societe Generale S.A.

MetricStockSector
P/E ratio8.315.2
P/B ratio0.71.8
Return on equity (ROE)8.6%12.5%
Equity ratio4.5%9.2%
Debt-to-equity (D/E)2.380.90
Dividend yield2.7%3.3%

Similar stocks in Financial Services

How comparable stocks in the same sector score in the StockScorer model.

SymbolCompanyRating
GLE.PASociete Generale S.A.this page
BNP.PABNP Paribas SALow4.5
KOTAKBANK.NSKotak Mahindra Bank Limitedlocked
600000.SSShanghai Pudong Development Bank Co Ltdlocked
DNB.OLDnB ASAlocked
U11.SIUnited Overseas Bank Ltdlocked

Frequently asked questions about Societe Generale S.A. stock

How does Societe Generale S.A. stock (GLE.PA) score in the StockScorer model?
Societe Generale S.A. stock reaches a StockScorer score of 2.7 out of 10, but is not rated (exclusion rule: Exclusion: financial and real estate stocks).
What is Societe Generale S.A.'s P/E ratio?
Societe Generale S.A.'s P/E ratio is 8.3. The Financial Services sector median is 15.2.
What sector is Societe Generale S.A. in?
Societe Generale S.A. is assigned to the Financial Services sector. Its rank within the sector is 45.6 out of 100: 100 means the stock leads its peer group of large and mid-cap sector stocks in every measured area.

Unlock the full analysis for free

Signed up in 30 seconds, free.

  • More metrics: FCF margin, cash flow yield and more
  • Full peer comparison within the same sector
  • See the match across all strategies in detail
  • Apply your own scoring profile to any stock
  • Add the stock to your watchlist and track score changes
  • Daily updated ratings, rule-based and transparent

Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.

How StockScorer rates every stock is explained on the methodology page.