Stock · WFC · Financial Services
United States · Large Cap · listed since 1972 · Revenue 12 mo. $130.5B
Price as of 11/06/2026
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally.
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
Original text from the data provider
Summary
45.8 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €147.2B, market value €219.6B (P/B 1.5). At a 9% discount rate, the premium over book value only pays off with a lasting 13.4% return on equity.
Required return on equity per year
13.4%
no perpetual growth
Price to book 1.49×, above its usual range.
Middle half of 20 quarters: 0.88× to 1.40×, median 1.10×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
4 more unchanged: Revenue, 12 mo., EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 11.78% | 12.46% | Rank 44 |
| Return on capital (Greenblatt) | 125.77% | 59.04% | Rank 64 |
| EBIT margin | 20.40% | 23.06% | Rank 43 |
| FCF margin | −15.38% | 19.82% | Rank 9 |
| Gross margin | 64.80% | 65.53% | Rank 49 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | −1.49% | 7.39% | Rank 21 |
| Earnings growth, 3 years per year | 22.99% | 15.20% | Rank 66 |
| Earnings growth, 5 years per year | 52.02% | 15.17% | Rank 95 |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 7.90% | 6.47% | Rank 71 |
| FCF yield | −7.77% | 7.16% | Rank 9 |
| EV/saleslower is better | 1.61 | 2.82 | Rank 64 |
| EV/EBITlower is better | 7.89 | 14.24 | Rank 78 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −12.05% | 7.80% | Rank 15 |
| Share price, 6 months | 11.46% | 8.71% | Rank 63 |
| Share price, 3 months | 1.34% | 0.45% | Rank 54 |
| Distance from 52-week high | −12.92% | −10.68% | Rank 40 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 11.41% | 1.23% | Rank 6 |
| Change in share countlower is better | −7.22% | −0.60% | Rank 96 |
| Dividend streak in years | 4 | 5 | Rank 48 |
| Price reaction to results, market-adjusted | −3.21% | 0.00% | Rank 14 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 8.43% | 9.21% | Rank 47 |
| Net debt/EBITDAlower is better | −1.39 | 0.12 | Rank 64 |
| Debt to equitylower is better | 2.35 | 0.90 | Rank 25 |
| Volatility, 1 yearlower is better | 25.69% | 25.95% | Rank 54 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 94.2 | 21.9 | 10.9% | 5.11B |
| 2017 | 97.7 | 22.2 | 10.7% | 5.02B |
| 2018 | 101.1 | 22.4 | 11.4% | 4.84B |
| 2019 | 105.7 | 19.7 | 10.5% | 4.43B |
| 2020 | 82.2 | 3.4 | 1.8% | 4.13B |
| 2021 | 83.1 | 22.1 | 11.6% | 4.10B |
| 2022 | 83.4 | 13.7 | 7.5% | 3.84B |
| 2023 | 77.2 | 19.1 | 10.3% | 3.72B |
| 2024 | 125.4 | 19.7 | 11.0% | 3.47B |
| 2025 | 123.5 | 21.3 | 11.8% | 3.22B |
2 of 7 StockScorer Score rules met · How the score is built
Wells Fargo & Company mainly meets criteria in the Growth category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Wells Fargo & Company. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
2 of 7 rules met
3 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Wells Fargo & Company.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 12.7 | 15.2 |
| P/B ratio | 1.5 | 1.8 |
| Return on equity (ROE) | 11.8% | 12.5% |
| Equity ratio | 8.4% | 9.2% |
| Debt-to-equity (D/E) | 2.35 | 0.90 |
| Dividend yield | 2.2% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| WFC | Wells Fargo & Companythis page | |
| C | Citigroup Inc. | Low1.8 |
| BAC | Bank of America Corp | Low1.8 |
| BNY | The Bank of New York Mellon Corporation | Low4.5 |
| JPM | JPMorgan Chase & Co | locked |
| 3988.HK | Bank of China Ltd H | locked |
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Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
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