Stock · AMP · Financial Services

Ameriprise Financial Inc

United States · Large Cap · listed since 2005 · Revenue 12 mo. $19.8B

Price as of 11/06/2026

StockScorer score
4.5
of 10 5 of 11 points Not rated To the score
Price
$501.49
1 Y 0.0%
Market cap
$42.4B
Phase
Growth
revenue growing, core business profitable
Revenue +9.9% a year (3 years)EBIT margin 25.5%Payout 41.6% of operating cash flow

Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally.

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Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, Corporate & Other segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor network, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. Ameriprise Financial, Inc. was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. The company was founded in 1894 and is based in Minneapolis, Minnesota.

Original text from the data provider

Summary

Ameriprise Financial Inc is above the middle of the Financial Services sector overall

60.4 of 100

Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.

Analysis

What the price requires

The market value is below the value without growth: the price requires no FCF growth.

Required FCF growth per year

no growth

no growth afterwards

Valuation against its own history

Price to operating cash flow 5.7×, below its usual range.

Middle half of 20 quarters: 6.3× to 8.6×, median 7.5×.

Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.

1 sign supports the expectation, none speaks against it.

What supports it

with respect to the priced-in expectation

  • Low capital needs capex median 1.1% of revenue (10 years)

What speaks against it

with respect to the priced-in expectation

No anomaly in the stored figures.

Since the last quarter

Q1 → Q2 2026

Mostly better than the previous quarter: 5 of 5 changes for the better.

  • FCF, 12 mo.$6.9B → $8.1B+16.2%better
  • Gross margin39.2% → 50.2%+11.0 ppbetter
  • FCF margin36.2% → 40.7%+4.5 ppbetter
  • Net debt−$2.7B → −$3.7B−40.0%better
  • Shares outstanding94.5M → 92.9M−1.7%better

3 more unchanged: Revenue, 12 mo., EBIT margin, Return on equity

Derivation

How the sector comparison is derived

Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.

Price as of 11/06/2026.

Profitability55.9around the middleEarns about as much as the sector.
MetricStockSector medianPosition in sector
Return on equity54.41%12.46%Rank 98
Return on capital (Greenblatt)6.04%59.04%Rank 17
EBIT margin25.54%23.06%Rank 56
FCF margin43.15%19.82%Rank 78
Gross margin50.38%65.53%Rank 30
Growth51.6around the middleGrows about as fast as the sector.
MetricStockSector medianPosition in sector
Revenue growth, 1 year9.55%7.39%Rank 58
Earnings growth, 3 years per year10.14%15.20%Rank 35
Earnings growth, 5 years per year24.84%15.17%Rank 74
Sustainable growth (ROE × retained earnings)0.86%1.25%Rank 40
Valuation79.2above the middleValued lower than the sector: EV/sales −0.82, sector 2.82.
MetricStockSector medianPosition in sector
Earnings yield7.38%6.47%Rank 63
FCF yield19.26%7.16%Rank 84
EV/saleslower is better−0.822.82Rank 91
EV/EBITlower is betterdoes not count towards the rank−3.2014.24
Momentum38.5below the middleShare price doing worse than the sector: Share price, 3 months −4.02%, sector 0.45%.
MetricStockSector medianPosition in sector
Share price, 1 year0.00%7.80%Rank 37
Share price, 6 months8.20%8.71%Rank 47
Share price, 3 months−4.02%0.45%Rank 27
Distance from 52-week high−12.12%−10.68%Rank 44
Quality87.6above the middleQuality above the sector: Change in share count −6.41%, sector −0.60%.
MetricStockSector medianPosition in sector
Accruals (Sloan)lower is better−1.74%1.23%Rank 89
Change in share countlower is better−6.41%−0.60%Rank 93
Dividend streak in years205Rank 93
Price reaction to results, market-adjusted1.70%0.00%Rank 75
Balance sheet & risk49.6around the middleRisk about like the sector.
MetricStockSector medianPosition in sector
Equity ratio3.43%9.21%Rank 7
Net debt/EBITDAlower is better−11.470.12Rank 88
Debt to equitylower is better0.900.90Rank 51
Volatility, 1 yearlower is better25.76%25.95%Rank 53

Ten years in figures

Revenue from $11.8B (2016) to $18.9B (2025), 5.4% a year.

Fiscal years, amounts in USD
YearRevenue, $BEBIT marginFCF, $BSharesNet debt, $B
201611.816.1%1.9168M3.0
201712.320.7%1.5157M2.7
201813.021.6%2.4148M1.7
201913.018.1%2.2136M1.1
202011.915.4%4.5126M−1.9
202113.431.3%3.2120M−2.1
202214.327.6%4.2114M−1.7
202315.520.8%4.5108M−1.8
202417.324.7%6.4103M−3.1
202518.925.5%8.296.3M−4.2
4.5 / 10Not ratedStockScorer score5 of 11 points

3 of 7 StockScorer Score rules met · How the score is built

Ameriprise Financial Inc mainly meets criteria in the Valuation category. Result from 18 strategies checked.

This stock · Profitability: 67%This stock · Growth: 0%This stock · Valuation: 100%This stock · Momentum: 0%Median of all stocks · Profitability: 33%Median of all stocks · Growth: 0%Median of all stocks · Valuation: 0%Median of all stocks · Momentum: 0%50%100%ProfitabilityGrowthValuationMomentumThis stockMedian of all stocks

How Ameriprise Financial Inc's score is built

This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Ameriprise Financial Inc. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.

3 of 7 rules met

5 of 11 points

The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.

  1. Free cash flow yield above the sector medianmet2 of 2 points
  2. Return on capital (Greenblatt ROC) above the sector mediannot met0 of 2 points
  3. Return on equity above the sector medianmet1 of 1 point
  4. Free cash flow margin above the sector medianmet2 of 2 points
  5. Revenue growth above 15%not met0 of 2 points
  6. 3-year earnings growth above 12% p.a.not met0 of 1 point
  7. 12-month share price more than 20 percentage points ahead of the marketnot met0 of 1 point
  8. Exclusion: financial and real estate stocksapplies

Detail data

How does Ameriprise Financial Inc stock perform across 18 strategies?

Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.

12 more strategies locked

With a free account, you can see the match across all strategies checked in one complete overview.

  • Undervalued Stocks: Multi-Factor Check
  • High-Growth / Rule of 40
  • StockScorer Score
  • Defensive: Low Volatility
  • PEG Strategy (inspired by Peter Lynch)
  • Levermann Strategy (13 Criteria)
  • Growth Momentum (CAN SLIM principle)
  • Moat Quality
  • Magic Formula: Value + Quality
  • Dividend Aristocrats & Continuity
  • Altman Z-Score: Stress Test
  • Earnings Quality: Accrual Check (Sloan)

Ameriprise Financial Inc key metrics: P/E, P/B and equity ratio

Selected fundamental metrics for Ameriprise Financial Inc.

MetricStockSector
P/E ratio13.615.2
P/B ratio7.41.8
Return on equity (ROE)54.4%12.5%
Equity ratio3.4%9.2%
Debt-to-equity (D/E)0.900.90
Dividend yield1.3%3.3%

Similar stocks in Financial Services

How comparable stocks in the same sector score in the StockScorer model.

SymbolCompanyRating
AMPAmeriprise Financial Incthis page
ARESAres Management LPLow8.2
STTState Street CorpLow4.5
NTRSNorthern Trust CorporationLow8.2
RJFRaymond James Financial Inc.locked
PFGPrincipal Financial Group Inclocked

Frequently asked questions about Ameriprise Financial Inc stock

How does Ameriprise Financial Inc stock (AMP) score in the StockScorer model?
Ameriprise Financial Inc stock reaches a StockScorer score of 4.5 out of 10, but is not rated (exclusion rule: Exclusion: financial and real estate stocks).
What is Ameriprise Financial Inc's P/E ratio?
Ameriprise Financial Inc's P/E ratio is 13.6. The Financial Services sector median is 15.2.
What sector is Ameriprise Financial Inc in?
Ameriprise Financial Inc is assigned to the Financial Services sector. Its rank within the sector is 60.4 out of 100: 100 means the stock leads its peer group of large and mid-cap sector stocks in every measured area.

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