Stock · G.MI · Financial Services
Italy · Large Cap · Revenue 2025 €74.1B
Price as of 11/06/2026
Assicurazioni Generali S.p.A. provides various insurance solutions under the Generali brand in the Americas, Italy, rest of Europe, Africa, the Middle East, Asia, and the Oceania.
Assicurazioni Generali S.p.A. provides various insurance solutions under the Generali brand in the Americas, Italy, rest of Europe, Africa, the Middle East, Asia, and the Oceania. The company operates through Life, Property & Casualty, and Asset & Wealth Management segments. It offers savings, individual and family protection, and unit linked products, as well as motor third-party liability, home, property and casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies. It also provides equity and fixed-income funds, and alternative products. The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.
Original text from the data provider
Summary
57.3 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €31.8B, market value €65.6B (P/B 2.1). At a 9% discount rate, the premium over book value only pays off with a lasting 18.6% return on equity.
Required return on equity per year
18.6%
no perpetual growth
Price to book 2.06×, above its usual range.
Middle half of 20 quarters: 1.07× to 1.68×, median 1.38×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q3 2026
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 13.01% | 12.46% | Rank 53 |
| Return on capital (Greenblatt) | 155.23% | 59.04% | Rank 69 |
| EBIT margin | 8.58% | 23.06% | Rank 10 |
| FCF margin | 26.25% | 19.82% | Rank 64 |
| Gross margin | 93.20% | 65.53% | Rank 80 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 34.05% | 7.39% | Rank 85 |
| Earnings growth, 3 years per year | 25.07% | 15.20% | Rank 70 |
| Earnings growth, 5 years per year | 20.29% | 15.17% | Rank 62 |
| Sustainable growth (ROE × retained earnings) | 0.59% | 1.25% | Rank 32 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 6.30% | 6.47% | Rank 47 |
| FCF yield | 29.66% | 7.16% | Rank 91 |
| EV/saleslower is better | 1.32 | 2.82 | Rank 70 |
| EV/EBITlower is better | 15.38 | 14.24 | Rank 42 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 22.15% | 7.80% | Rank 73 |
| Share price, 6 months | 12.81% | 8.71% | Rank 67 |
| Share price, 3 months | 2.72% | 0.45% | Rank 58 |
| Distance from 52-week high | −5.33% | −10.68% | Rank 72 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 0.59% | 1.23% | Rank 56 |
| Change in share countlower is better | −1.67% | −0.60% | Rank 65 |
| Dividend streak in years | 2 | 5 | Rank 24 |
| Price reaction to results, market-adjusted | 0.70% | 0.00% | Rank 60 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 5.74% | 9.21% | Rank 25 |
| Net debt/EBITDAlower is better | 4.49 | 0.12 | Rank 21 |
| Debt to equitylower is better | 1.23 | 0.90 | Rank 44 |
| Volatility, 1 yearlower is better | 18.66% | 25.95% | Rank 90 |
Ten years in figures
| Year | Revenue, €B | Net income, €B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 79.8 | 2.1 | 8.5% | 1.58B |
| 2017 | 82.1 | 2.1 | 8.4% | 1.58B |
| 2018 | 67.9 | 2.3 | 9.8% | 1.59B |
| 2019 | 88.4 | 2.7 | 9.4% | 1.59B |
| 2020 | 78.9 | 1.7 | 5.8% | 1.59B |
| 2021 | 95.7 | 2.8 | 9.7% | 1.60B |
| 2022 | 48.0 | 2.2 | 13.8% | 1.59B |
| 2023 | 72.9 | 3.7 | 12.9% | 1.54B |
| 2024 | 55.3 | 3.7 | 12.3% | 1.54B |
| 2025 | 74.1 | 4.2 | 13.0% | 1.51B |
7 of 7 StockScorer Score rules met · How the score is built
Assicurazioni Generali S.p.A. mainly meets criteria in the Profitability category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Assicurazioni Generali S.p.A. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
7 of 7 rules met
11 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Assicurazioni Generali S.p.A.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 15.9 | 15.2 |
| P/B ratio | 2.1 | 1.8 |
| Return on equity (ROE) | 13.0% | 12.5% |
| Equity ratio | 5.7% | 9.2% |
| Debt-to-equity (D/E) | 1.23 | 0.90 |
| Dividend yield | 3.8% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| G.MI | Assicurazioni Generali S.p.A.this page | |
| CS.PA | AXA SA | Low5.5 |
| AIG | American International Group Inc | Low3.6 |
| SLF.TO | Sun Life Financial Inc. | locked |
| TLX.DE | Talanx AG | locked |
| HIG | Hartford Financial Services Group | locked |
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