Stock · CS.PA · Financial Services
France · Large Cap · Revenue 12 mo. €116.8B
Price as of 11/06/2026
AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide.
AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through France, Europe, AXA XL, Asia, Africa & EME-LATAM, and Transversal & Other segments. It offers life and savings insurance and property and casualty insurance products. The company also provides protection and retirement products for individual and professional customers; reinsurance coverages; property, primary and excess casualty, excess and surplus lines, environmental liability, professional liability, construction, marine, energy, aviation and satellite, fine art and specie, livestock and aquaculture, accident and health, and crisis management. In addition, it offers reinsurance solutions with casualty, property risk, property catastrophe, specialty, and other reinsurance; proportional and non-proportional, and facultative reinsurance; risk management solutions and consulting services; integrated ecosystem between healthcare solutions and the insurance coverage, which includes onsite services in clinics, remote teleconsultation and digital services, and home services; travel insurance and assistance services, as well as AXA Multilink platform, a B2B2C platform; Sophia, the customer facing GenAI chatbot; and EMMA, a digital assistant. Further, the company offers motor, household, property and general liability, banking, savings, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for retail/individual and commercial/group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.
Original text from the data provider
Summary
59.7 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €41.2B, market value €90.4B (P/B 2.2). At a 9% discount rate, the premium over book value only pays off with a lasting 19.8% return on equity.
Required return on equity per year
19.8%
no perpetual growth
Price to book 2.19×, above its usual range.
Middle half of 20 quarters: 1.34× to 1.94×, median 1.68×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q1 → Q3 2026
3 more unchanged: EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 23.02% | 12.46% | Rank 87 |
| Return on capital (Greenblatt) | 465.72% | 59.04% | Rank 90 |
| EBIT margin | 9.15% | 23.06% | Rank 12 |
| FCF margin | 19.28% | 19.82% | Rank 48 |
| Gross margin | 28.72% | 65.53% | Rank 7 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 1.26% | 7.39% | Rank 29 |
| Earnings growth, 3 years per year | 17.29% | 15.20% | Rank 55 |
| Earnings growth, 5 years per year | 28.74% | 15.17% | Rank 79 |
| Sustainable growth (ROE × retained earnings) | 0.39% | 1.25% | Rank 23 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 10.49% | 6.47% | Rank 89 |
| FCF yield | 23.29% | 7.16% | Rank 88 |
| EV/saleslower is better | 1.19 | 2.82 | Rank 73 |
| EV/EBITlower is better | 13.01 | 14.24 | Rank 55 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 8.66% | 7.80% | Rank 52 |
| Share price, 6 months | 9.35% | 8.71% | Rank 55 |
| Share price, 3 months | 4.31% | 0.45% | Rank 65 |
| Distance from 52-week high | −2.25% | −10.68% | Rank 89 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | −0.16% | 1.23% | Rank 74 |
| Change in share countlower is better | −4.86% | −0.60% | Rank 87 |
| Dividend streak in years | 5 | 5 | Rank 57 |
| Price reaction to results, market-adjusted | 1.92% | 0.00% | Rank 78 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 6.70% | 9.21% | Rank 35 |
| Net debt/EBITDAlower is better | 4.01 | 0.12 | Rank 23 |
| Debt to equitylower is better | 1.45 | 0.90 | Rank 40 |
| Volatility, 1 yearlower is better | 17.79% | 25.95% | Rank 92 |
Ten years in figures
| Year | Revenue, €B | Net income, €B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 119.3 | 6.3 | 8.9% | 2.42B |
| 2017 | 112.6 | 6.2 | 8.9% | 2.40B |
| 2018 | 117.1 | 2.1 | 3.4% | 2.39B |
| 2019 | 125.0 | 3.9 | 5.5% | 2.39B |
| 2020 | 101.7 | 3.2 | 4.4% | 2.39B |
| 2021 | 122.2 | 7.3 | 10.3% | 2.39B |
| 2022 | 103.7 | 6.7 | 14.7% | 2.30B |
| 2023 | 100.2 | 7.2 | 16.3% | 2.24B |
| 2024 | 107.9 | 7.9 | 15.8% | 2.20B |
| 2025 | 109.2 | 9.8 | 23.0% | 2.09B |
4 of 7 StockScorer Score rules met · How the score is built
AXA SA mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for AXA SA. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
4 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for AXA SA.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 9.5 | 15.2 |
| P/B ratio | 2.2 | 1.8 |
| Return on equity (ROE) | 23.0% | 12.5% |
| Equity ratio | 6.7% | 9.2% |
| Debt-to-equity (D/E) | 1.45 | 0.90 |
| Dividend yield | 5.2% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| CS.PA | AXA SAthis page | |
| ZURN.SW | Zurich Insurance Group AG | locked |
| G.MI | Assicurazioni Generali S.p.A. | Low10.0 |
| AIG | American International Group Inc | Low3.6 |
| SLF.TO | Sun Life Financial Inc. | locked |
| TLX.DE | Talanx AG | locked |
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