Stock · RF · Financial Services
United States · Large Cap · listed since 1990 · Revenue 12 mo. $9.6B
Price as of 11/06/2026
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers.
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
Original text from the data provider
Summary
58.0 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €16.3B, market value €21.3B (P/B 1.3). At a 9% discount rate, the premium over book value only pays off with a lasting 11.8% return on equity.
Required return on equity per year
11.8%
no perpetual growth
Price to book 1.31×, above its usual range.
Middle half of 20 quarters: 1.07× to 1.24×, median 1.14×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
4 more unchanged: Revenue, 12 mo., EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 11.32% | 12.46% | Rank 40 |
| Return on capital (Greenblatt) | 165.34% | 59.04% | Rank 70 |
| EBIT margin | 28.55% | 23.06% | Rank 65 |
| FCF margin | 22.39% | 19.82% | Rank 55 |
| Gross margin | 74.64% | 65.53% | Rank 60 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 2.51% | 7.39% | Rank 32 |
| Earnings growth, 3 years per year | 0.93% | 15.20% | Rank 16 |
| Earnings growth, 5 years per year | 16.59% | 15.17% | Rank 55 |
| Sustainable growth (ROE × retained earnings) | 0.31% | 1.25% | Rank 21 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 8.65% | 6.47% | Rank 79 |
| FCF yield | 9.04% | 7.16% | Rank 60 |
| EV/saleslower is better | −1.02 | 2.82 | Rank 93 |
| EV/EBITlower is betterdoes not count towards the rank | −3.57 | 14.24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 6.85% | 7.80% | Rank 48 |
| Share price, 6 months | 2.94% | 8.71% | Rank 30 |
| Share price, 3 months | −4.80% | 0.45% | Rank 23 |
| Distance from 52-week high | −12.62% | −10.68% | Rank 41 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 0.88% | 1.23% | Rank 54 |
| Change in share countlower is better | −4.14% | −0.60% | Rank 83 |
| Dividend streak in years | 15 | 5 | Rank 82 |
| Price reaction to results, market-adjusted | 1.36% | 0.00% | Rank 70 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 11.94% | 9.21% | Rank 62 |
| Net debt/EBITDAlower is better | −11.88 | 0.12 | Rank 89 |
| Debt to equitylower is better | 0.26 | 0.90 | Rank 82 |
| Volatility, 1 yearlower is better | 23.12% | 25.95% | Rank 66 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 5.8 | 1.2 | 7.0% | 1.26B |
| 2017 | 5.9 | 1.3 | 7.8% | 1.20B |
| 2018 | 6.4 | 1.8 | 11.7% | 1.10B |
| 2019 | 6.7 | 1.6 | 9.7% | 999M |
| 2020 | 6.6 | 1.1 | 0.8% | 962M |
| 2021 | 6.6 | 2.5 | 1.6% | 963M |
| 2022 | 7.5 | 2.2 | 14.1% | 942M |
| 2023 | 9.2 | 2.1 | 11.9% | 938M |
| 2024 | 9.4 | 1.9 | 10.6% | 918M |
| 2025 | 9.6 | 2.2 | 11.3% | 880M |
3 of 7 StockScorer Score rules met · How the score is built
Regions Financial Corporation mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Regions Financial Corporation. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Regions Financial Corporation.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 11.6 | 15.2 |
| P/B ratio | 1.3 | 1.8 |
| Return on equity (ROE) | 11.3% | 12.5% |
| Equity ratio | 11.9% | 9.2% |
| Debt-to-equity (D/E) | 0.26 | 0.90 |
| Dividend yield | 3.9% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| RF | Regions Financial Corporationthis page | |
| KEY | KeyCorp | Low5.5 |
| FCNCA | First Citizens BancShares, Inc. | locked |
| CFG | Citizens Financial Group, Inc. | Low1.8 |
| EWBC | East West Bancorp Inc | locked |
| MTB | M&T Bank Corporation | locked |
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