Stock · ALV.DE · Financial Services
Germany · Large Cap · Revenue 12 mo. €159.6B
Price as of 11/06/2026
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide.
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions business. In addition, it provides banking services for retail clients; and digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.
Original text from the data provider
Summary
59.3 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €62.9B, market value €170.4B (P/B 2.7). At a 9% discount rate, the premium over book value only pays off with a lasting 24.4% return on equity.
Required return on equity per year
24.4%
no perpetual growth
Price to book 2.71×, above its usual range.
Middle half of 20 quarters: 1.46× to 2.11×, median 1.72×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
2 more unchanged: Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 17.18% | 12.46% | Rank 74 |
| Return on capital (Greenblatt) | 112.11% | 59.04% | Rank 61 |
| EBIT margin | 11.22% | 23.06% | Rank 16 |
| FCF margin | 22.87% | 19.82% | Rank 55 |
| Gross margin | 35.82% | 65.53% | Rank 12 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 0.65% | 7.39% | Rank 28 |
| Earnings growth, 3 years per year | 21.73% | 15.20% | Rank 64 |
| Earnings growth, 5 years per year | 11.74% | 15.17% | Rank 38 |
| Sustainable growth (ROE × retained earnings) | 1.23% | 1.25% | Rank 50 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 6.34% | 6.47% | Rank 48 |
| FCF yield | 18.49% | 7.16% | Rank 83 |
| EV/saleslower is better | 1.23 | 2.82 | Rank 72 |
| EV/EBITlower is better | 10.94 | 14.24 | Rank 65 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 18.08% | 7.80% | Rank 67 |
| Share price, 6 months | 22.70% | 8.71% | Rank 88 |
| Share price, 3 months | 9.19% | 0.45% | Rank 78 |
| Distance from 52-week high | −3.01% | −10.68% | Rank 85 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 0.43% | 1.23% | Rank 60 |
| Change in share countlower is better | −3.08% | −0.60% | Rank 78 |
| Dividend streak in years | 16 | 5 | Rank 86 |
| Price reaction to results, market-adjusted | −2.52% | 0.00% | Rank 18 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 6.12% | 9.21% | Rank 30 |
| Net debt/EBITDAlower is better | −0.07 | 0.12 | Rank 54 |
| Debt to equitylower is better | 0.46 | 0.90 | Rank 68 |
| Volatility, 1 yearlower is better | 18.54% | 25.95% | Rank 91 |
Ten years in figures
| Year | Revenue, €B | Net income, €B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 107.5 | 6.9 | 10.2% | 457M |
| 2017 | 107.4 | 6.8 | 10.4% | 447M |
| 2018 | 103.0 | 7.5 | 12.2% | 430M |
| 2019 | 109.4 | 7.9 | 10.7% | 419M |
| 2020 | 118.9 | 6.8 | 8.4% | 414M |
| 2021 | 110.5 | 6.6 | 8.2% | 412M |
| 2022 | 125.9 | 6.4 | 11.8% | 405M |
| 2023 | 124.6 | 8.5 | 14.6% | 396M |
| 2024 | 136.9 | 9.9 | 16.5% | 389M |
| 2025 | 137.8 | 10.8 | 17.2% | 377M |
5 of 7 StockScorer Score rules met · How the score is built
Allianz SE mainly meets criteria in the Profitability category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Allianz SE. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
5 of 7 rules met
8 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Allianz SE.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 15.8 | 15.2 |
| P/B ratio | 2.7 | 1.8 |
| Return on equity (ROE) | 17.2% | 12.5% |
| Equity ratio | 6.1% | 9.2% |
| Debt-to-equity (D/E) | 0.46 | 0.90 |
| Dividend yield | 3.8% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| ALV.DE | Allianz SEthis page | |
| ZURN.SW | Zurich Insurance Group AG | locked |
| CS.PA | AXA SA | Low5.5 |
| G.MI | Assicurazioni Generali S.p.A. | Low10.0 |
| AIG | American International Group Inc | locked |
| SLF.TO | Sun Life Financial Inc. | locked |
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