Stock · JPM · Financial Services
United States · Large Cap · listed since 1978 · Revenue 12 mo. $301.9B
Price as of 11/06/2026
Summary
47.0 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €306B, market value €788.8B (P/B 2.6). At a 9% discount rate, the premium over book value only pays off with a lasting 23.2% return on equity.
Required return on equity per year
23.2%
no perpetual growth
Price to book 2.58×, above its usual range.
Middle half of 20 quarters: 1.37× to 2.22×, median 1.73×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
AI summary of the 2025 annual report
A language model selected and condensed statements from the report. Each statement carries a verbatim quote. The selection is not complete and shows the state of the report. It gives no rating and does not feed into the score.
Form 10-K, fiscal year ended 12/31/2025, filed 02/13/2026. Open the report at the SEC
The company describes itself as a leader in investment banking, financial services for consumers and small businesses, commercial banking, processing of financial transactions and asset management.
The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing and asset management.In the UK, the company runs a retail bank through J.P. Morgan Europe Limited and provides retail investment management services through J.P. Morgan Personal Investing Limited.
In the U.K., the Firm operates a retail bank through J.P. Morgan Europe Limited (“JPMEL”) and provides retail investment management services through J.P. Morgan Personal Investing Limited (“JPM PI”).The company may generally be expected to earn higher net interest income when interest rates are high or rising.
JPMorganChase may generally be expected to earn higher net interest income when interest rates are high or increasing.The company earns fees for managing client assets and for holding assets in custody for clients. These fees could fall if asset values decline or economic conditions worsen.
The fees that JPMorganChase earns from managing client assets or holding assets under custody for clients could be diminished by declining asset values or other adverse macroeconomic conditions.The company serves millions of customers, mainly in the U.S. It also serves many corporate, institutional and government clients worldwide, which it describes as among the most prominent.
the Firm serves millions of customers, predominantly in the U.S., and many of the world’s most prominent corporate, institutional and government clients globallyThe company routinely does transactions with clients and counterparties such as companies, banks, asset managers, hedge funds, exchanges and government bodies worldwide.
JPMorganChase routinely executes transactions with clients and counterparties such as corporations, financial institutions, asset managers, hedge funds, securities exchanges and government entities globally.The company generally competes on the quality and variety of its products and services, how transactions are executed, innovation, reputation and price.
The Firm’s businesses generally compete on the basis of the quality and variety of the Firm’s products and services, transaction execution, innovation, reputation and price.Named types of competitors include other banks, brokerage firms, investment banking companies, merchant banks, hedge funds, commodity trading companies, private equity firms and insurance companies.
Competitors include other banks, brokerage firms, investment banking companies, merchant banks, hedge funds, commodity trading companies, private equity firms, insurance companiesNew competitors keep emerging, including firms that offer products only over the internet and non-financial companies whose products replace traditional bank products.
New competitors in the financial services industry continue to emerge, including firms that offer products and services solely through the internet and non-financial companies that offer products and services that disintermediate traditional banking productsThe company is named as a defendant or is otherwise involved in many civil and government legal proceedings, including class actions and disputes with third parties.
JPMorganChase is named as a defendant or is otherwise involved in many civil and governmental legal proceedings, including class actions, derivative actions and other litigation or disputes with third partiesThe company has in the past incurred significant penalties and other consequences when resolving government investigations and enforcement actions.
JPMorganChase has in the past incurred significant penalties and experienced collateral consequences and other repercussions in connection with resolving investigations and enforcement actions by governmental authoritiesClients that rely on rent from commercial real estate could be hurt by lasting adverse economic conditions or changes such as hybrid work models that reduce tenancies.
clients that rely on rental income from commercial real estate properties could be negatively affected by sustained adverse economic conditions or circumstances (such as hybrid work models) that reduce tenancies.The company's credit ratings have been downgraded in the past, and there is no assurance they will not be downgraded in the future.
JPMorganChase has experienced credit ratings downgrades in the past, and there is no assurance that JPMorganChase’s credit ratings will not be downgraded in the future.Since the last quarter
Q2 → Q3 2026
4 more unchanged: Revenue, 12 mo., EBIT margin, Shares outstanding, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 15.74% | 12.46% | Rank 69 |
| Return on capital (Greenblatt) | 7.78% | 59.04% | Rank 20 |
| EBIT margin | 25.95% | 23.06% | Rank 57 |
| FCF margin | −52.83% | 19.82% | Rank 4 |
| Gross margin | 59.91% | 65.53% | Rank 41 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 3.31% | 7.39% | Rank 35 |
| Earnings growth, 3 years per year | 17.20% | 15.20% | Rank 55 |
| Earnings growth, 5 years per year | 16.70% | 15.17% | Rank 56 |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 6.10% | 6.47% | Rank 45 |
| FCF yield | −16.81% | 7.16% | Rank 6 |
| EV/saleslower is better | 1.89 | 2.82 | Rank 59 |
| EV/EBITlower is better | 7.28 | 14.24 | Rank 81 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −2.88% | 7.80% | Rank 33 |
| Share price, 6 months | 11.21% | 8.71% | Rank 61 |
| Share price, 3 months | −1.31% | 0.45% | Rank 41 |
| Distance from 52-week high | −8.40% | −10.68% | Rank 60 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 11.16% | 1.23% | Rank 6 |
| Change in share countlower is better | −2.96% | −0.60% | Rank 77 |
| Dividend streak in years | 15 | 5 | Rank 82 |
| Price reaction to results, market-adjusted | −0.97% | 0.00% | Rank 32 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 8.19% | 9.21% | Rank 46 |
| Net debt/EBITDAlower is better | −4.31 | 0.12 | Rank 80 |
| Debt to equitylower is better | 1.38 | 0.90 | Rank 41 |
| Volatility, 1 yearlower is better | 22.05% | 25.95% | Rank 74 |
Ten years in figures
| Year | Revenue, $B | Net income, $B | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 106.4 | 24.7 | 9.7% | 3.65B |
| 2017 | 114.6 | 24.4 | 9.6% | 3.58B |
| 2018 | 129.8 | 32.5 | 12.7% | 3.41B |
| 2019 | 142.5 | 36.4 | 13.9% | 3.23B |
| 2020 | 129.8 | 29.1 | 10.4% | 3.09B |
| 2021 | 127.2 | 48.3 | 16.4% | 3.03B |
| 2022 | 153.8 | 37.7 | 12.9% | 2.97B |
| 2023 | 236.3 | 49.6 | 15.1% | 2.94B |
| 2024 | 270.8 | 58.5 | 17.0% | 2.88B |
| 2025 | 279.7 | 57.0 | 15.7% | 2.79B |
2 of 7 StockScorer Score rules met · How the score is built
JPMorgan Chase & Co mainly meets criteria in the Growth category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for JPMorgan Chase & Co. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
2 of 7 rules met
2 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for JPMorgan Chase & Co.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 16.4 | 15.2 |
| P/B ratio | 2.6 | 1.8 |
| Return on equity (ROE) | 15.7% | 12.5% |
| Equity ratio | 8.2% | 9.2% |
| Debt-to-equity (D/E) | 1.38 | 0.90 |
| Dividend yield | 1.8% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| JPM | JPMorgan Chase & Cothis page | |
| BAC | Bank of America Corp | Low1.8 |
| WFC | Wells Fargo & Company | Low2.7 |
| 601939.SS | China Construction Bank Co | locked |
| 601398.SS | Industrial and Commercial Bank of China Ltd | locked |
| 601288.SS | Agricultural Bank of China Ltd Class A | locked |
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