Stock · MET · Financial Services
United States · Large Cap · listed since 2000 · Revenue 12 mo. $82.3B
Price as of 11/06/2026
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide.
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. The company was incorporated in 1999 and is based in New York, New York.
Original text from the data provider
Summary
57.0 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €25.1B, market value €57.8B (P/B 2.3). At a 9% discount rate, the premium over book value only pays off with a lasting 20.7% return on equity.
Required return on equity per year
20.7%
no perpetual growth
Price to book 2.30×, above its usual range.
Middle half of 19 quarters: 1.54× to 1.93×, median 1.85×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q2 → Q3 2026
1 more unchanged: Revenue, 12 mo.
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 11.90% | 12.46% | Rank 45 |
| Return on capital (Greenblatt) | 274.50% | 59.04% | Rank 80 |
| EBIT margin | 6.05% | 23.06% | Rank 6 |
| FCF margin | 23.49% | 19.82% | Rank 56 |
| Gross margin | 36.36% | 65.53% | Rank 13 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 8.60% | 7.39% | Rank 54 |
| Earnings growth, 3 years per year | −8.03% | 15.20% | Rank 8 |
| Earnings growth, 5 years per year | −3.01% | 15.17% | Rank 8 |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 5.17% | 6.47% | Rank 32 |
| FCF yield | 28.11% | 7.16% | Rank 90 |
| EV/saleslower is better | −0.53 | 2.82 | Rank 89 |
| EV/EBITlower is betterdoes not count towards the rank | −8.74 | 14.24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 19.75% | 7.80% | Rank 70 |
| Share price, 6 months | 26.34% | 8.71% | Rank 93 |
| Share price, 3 months | 5.64% | 0.45% | Rank 68 |
| Distance from 52-week high | −5.12% | −10.68% | Rank 74 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 0.12% | 1.23% | Rank 67 |
| Change in share countlower is better | −6.49% | −0.60% | Rank 94 |
| Dividend streak in years | 26 | 5 | Rank 97 |
| Price reaction to results, market-adjusted | 0.91% | 0.00% | Rank 64 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 3.81% | 9.21% | Rank 10 |
| Net debt/EBITDAlower is better | −16.24 | 0.12 | Rank 94 |
| Debt to equitylower is better | 0.71 | 0.90 | Rank 58 |
| Volatility, 1 yearlower is better | 24.04% | 25.95% | Rank 63 |
Ten years in figures
| Year | Revenue, $B | Net income | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 60.5 | $850.0M | 1.3% | 1.10B |
| 2017 | 62.3 | $4.0B | 6.8% | 1.04B |
| 2018 | 67.9 | $5.1B | 9.7% | 1.01B |
| 2019 | 69.6 | $5.9B | 8.9% | 944M |
| 2020 | 67.9 | $5.4B | 7.3% | 913M |
| 2021 | 63.4 | $6.9B | 10.2% | 869M |
| 2022 | 68.0 | $5.3B | 17.7% | 809M |
| 2023 | 67.7 | $1.6B | 5.3% | 762M |
| 2024 | 71.0 | $4.4B | 16.1% | 711M |
| 2025 | 77.1 | $3.4B | 11.9% | 665M |
3 of 7 StockScorer Score rules met · How the score is built
MetLife Inc mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for MetLife Inc. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
3 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for MetLife Inc.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 19.3 | 15.2 |
| P/B ratio | 2.3 | 1.8 |
| Return on equity (ROE) | 11.9% | 12.5% |
| Equity ratio | 3.8% | 9.2% |
| Debt-to-equity (D/E) | 0.71 | 0.90 |
| Dividend yield | 2.4% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| MET | MetLife Incthis page | |
| AFL | Aflac Incorporated | Low0.0 |
| PRU | Prudential Financial, Inc. | Low3.6 |
| 2881.TW | Fubon Financial Holding Co Ltd | locked |
| MFC.TO | Manulife Financial Corp | locked |
| GWO.TO | Great-West Lifeco Inc. | locked |
Signed up in 30 seconds, free.
Learn more about the metrics in the metrics glossary or all rated stocks in the stock overview.
How StockScorer rates every stock is explained on the methodology page.