Stock · PRU · Financial Services
United States · Large Cap · listed since 2001 · Revenue 12 mo. $64.8B
Price as of 11/06/2026
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally.
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Original text from the data provider
Summary
48.8 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
Book value €28.3B, market value €36.3B (P/B 1.3). At a 9% discount rate, the premium over book value only pays off with a lasting 11.6% return on equity.
Required return on equity per year
11.6%
no perpetual growth
Price to book 1.29×, within its usual range.
Middle half of 20 quarters: 1.10× to 1.45×, median 1.26×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
No indication in the stored figures.
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
3 more unchanged: Revenue, 12 mo., EBIT margin, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 11.02% | 12.46% | Rank 39 |
| Return on capital (Greenblatt) | 172.61% | 59.04% | Rank 71 |
| EBIT margin | 7.64% | 23.06% | Rank 7 |
| FCF margin | 10.29% | 19.82% | Rank 26 |
| Gross margin | 31.06% | 65.53% | Rank 9 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | −13.74% | 7.39% | Rank 7 |
| Earnings growth, 3 years per yeardoes not count towards the rank | – | 15.20% | |
| Earnings growth, 5 years per yeardoes not count towards the rank | – | 15.17% | |
| Sustainable growth (ROE × retained earnings) | 0.00% | 1.25% | Rank 6 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 8.57% | 6.47% | Rank 78 |
| FCF yield | 15.49% | 7.16% | Rank 78 |
| EV/saleslower is better | −0.46 | 2.82 | Rank 89 |
| EV/EBITlower is betterdoes not count towards the rank | −6.03 | 14.24 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | 3.74% | 7.80% | Rank 43 |
| Share price, 6 months | 18.77% | 8.71% | Rank 80 |
| Share price, 3 months | 3.45% | 0.45% | Rank 61 |
| Distance from 52-week high | −5.84% | −10.68% | Rank 71 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 3.07% | 1.23% | Rank 32 |
| Change in share countlower is better | −2.61% | −0.60% | Rank 74 |
| Dividend streak in years | 17 | 5 | Rank 89 |
| Price reaction to results, market-adjusted | −2.69% | 0.00% | Rank 17 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 4.19% | 9.21% | Rank 11 |
| Net debt/EBITDAlower is better | −14.33 | 0.12 | Rank 92 |
| Debt to equitylower is better | 0.71 | 0.90 | Rank 59 |
| Volatility, 1 yearlower is better | 22.52% | 25.95% | Rank 69 |
Ten years in figures
| Year | Revenue, $B | Net income | Return on equity | Shares |
|---|---|---|---|---|
| 2016 | 58.8 | $4.4B | 9.5% | 430M |
| 2017 | 59.7 | $7.9B | 14.5% | 436M |
| 2018 | 63.0 | $4.1B | 8.4% | 426M |
| 2019 | 64.8 | $4.2B | 6.6% | 411M |
| 2020 | 57.0 | −$374.0M | −0.6% | 396M |
| 2021 | 71.1 | $8.9B | 14.3% | 390M |
| 2022 | 57.0 | −$1.6B | −10.1% | 372M |
| 2023 | 54.3 | $2.5B | 8.9% | 365M |
| 2024 | 70.7 | $2.7B | 9.8% | 359M |
| 2025 | 61.0 | $3.6B | 11.0% | 350M |
2 of 7 StockScorer Score rules met · How the score is built
Prudential Financial, Inc. mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Prudential Financial, Inc. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
2 of 7 rules met
4 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Prudential Financial, Inc.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 11.7 | 15.2 |
| P/B ratio | 1.3 | 1.8 |
| Return on equity (ROE) | 11.0% | 12.5% |
| Equity ratio | 4.2% | 9.2% |
| Debt-to-equity (D/E) | 0.71 | 0.90 |
| Dividend yield | 4.7% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| PRU | Prudential Financial, Inc.this page | |
| AFL | Aflac Incorporated | Low0.0 |
| MET | MetLife Inc | Low5.5 |
| UNM | Unum Group | locked |
| GL | Globe Life Inc | locked |
| 8750.T | Dai-ichi Life Holdings Inc | locked |
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