Stock · RJF · Financial Services
United States · Large Cap · listed since 1987 · Revenue 12 mo. $16.9B
Price as of 11/06/2026
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe.
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
Original text from the data provider
Summary
57.2 of 100
Mean of the six area values. Each area value is the mean of the stock's ranks among the companies in its sector. 50 is the middle of the sector, not a share of companies beaten.
Analysis
What the price requires
If free cash flow stays at €2B (2025), it supports €22.4B. The remaining €4.8B of the market value assume it grows 2.8% a year for 10 years and not at all afterwards.
Required FCF growth per year
2.8%
no growth afterwards
Price to operating cash flow 13.0×, within its usual range.
Middle half of 13 quarters: 8.8× to 14.7×, median 12.1×.
Measures only against its own past, not against what the company is worth. Price as of 11/06/2026.
with respect to the priced-in expectation
with respect to the priced-in expectation
Since the last quarter
Q1 → Q2 2026
5 more unchanged: Revenue, 12 mo., FCF, 12 mo., EBIT margin, Net debt, Return on equity
Derivation
Each area value is the average of its metrics' ranks within the sector (0 to 100, 50 is the middle). For metrics where lower is better, the rank is mirrored. The overall value is the average of the area values.
Price as of 11/06/2026.
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Return on equity | 17.08% | 12.46% | Rank 73 |
| Return on capital (Greenblatt) | 296.55% | 59.04% | Rank 82 |
| EBIT margin | 27.50% | 23.06% | Rank 64 |
| FCF margin | 14.12% | 19.82% | Rank 35 |
| Gross margin | 98.52% | 65.53% | Rank 85 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Revenue growth, 1 year | 10.22% | 7.39% | Rank 59 |
| Earnings growth, 3 years per year | 14.20% | 15.20% | Rank 47 |
| Earnings growth, 5 years per year | 12.44% | 15.17% | Rank 40 |
| Sustainable growth (ROE × retained earnings) | 1.18% | 1.25% | Rank 48 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Earnings yield | 7.33% | 6.47% | Rank 62 |
| FCF yield | 7.37% | 7.16% | Rank 52 |
| EV/saleslower is better | 0.95 | 2.82 | Rank 78 |
| EV/EBITlower is better | 3.44 | 14.24 | Rank 94 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Share price, 1 year | −8.38% | 7.80% | Rank 23 |
| Share price, 6 months | 5.98% | 8.71% | Rank 39 |
| Share price, 3 months | −2.66% | 0.45% | Rank 34 |
| Distance from 52-week high | −10.14% | −10.68% | Rank 53 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Accruals (Sloan)lower is better | 4.70% | 1.23% | Rank 22 |
| Change in share countlower is better | −4.02% | −0.60% | Rank 82 |
| Dividend streak in years | 1 | 5 | Rank 15 |
| Price reaction to results, market-adjusted | 2.51% | 0.00% | Rank 84 |
| Metric | Stock | Sector median | Position in sector |
|---|---|---|---|
| Equity ratio | 14.17% | 9.21% | Rank 65 |
| Net debt/EBITDAlower is better | −2.85 | 0.12 | Rank 74 |
| Debt to equitylower is better | 0.36 | 0.90 | Rank 73 |
| Volatility, 1 yearlower is better | 25.18% | 25.95% | Rank 57 |
Ten years in figures
| Year | Revenue, $B | EBIT margin | FCF | Shares | Net debt |
|---|---|---|---|---|---|
| 2016 | 5.5 | 14.9% | −$640.1M | 217M | $832.0M |
| 2017 | 6.4 | 14.4% | −$315.0M | 220M | −$606.8M |
| 2018 | 7.4 | 17.8% | $750.0M | 223M | −$1.1B |
| 2019 | 7.9 | 17.3% | $439.0M | 216M | −$1.5B |
| 2020 | 8.1 | 13.0% | $3.9B | 210M | −$2.1B |
| 2021 | 9.8 | 18.3% | $6.6B | 211M | −$4.3B |
| 2022 | 11.2 | 18.1% | −$19.0M | 215M | −$2.8B |
| 2023 | 11.5 | 62.9% | −$3.7B | 217M | −$5.8B |
| 2024 | 14.7 | 17.9% | $2.0B | 212M | −$7.0B |
| 2025 | 15.9 | 28.7% | $2.2B | 207M | −$6.8B |
4 of 7 StockScorer Score rules met · How the score is built
Raymond James Financial Inc. mainly meets criteria in the Valuation category. Result from 18 strategies checked.
This is how the StockScorer Score strategy, the flagship rule set, calculates the points for Raymond James Financial Inc. It compares return and cash-flow metrics with the median of the company's own sector and checks growth and price trend.
4 of 7 rules met
6 of 11 points
The rule “Exclusion: financial and real estate stocks” applies. The stock is therefore not rated regardless of the points scored.
Detail data
Excerpt from 18 strategies checked. The full evaluation is visible after a free sign-up.
With a free account, you can see the match across all strategies checked in one complete overview.
Selected fundamental metrics for Raymond James Financial Inc.
| Metric | Stock | Sector |
|---|---|---|
| P/E ratio | 13.6 | 15.2 |
| P/B ratio | 2.6 | 1.8 |
| Return on equity (ROE) | 17.1% | 12.5% |
| Equity ratio | 14.2% | 9.2% |
| Debt-to-equity (D/E) | 0.36 | 0.90 |
| Dividend yield | 1.3% | 3.3% |
How comparable stocks in the same sector score in the StockScorer model.
| Symbol | Company | Rating |
|---|---|---|
| RJF | Raymond James Financial Inc.this page | |
| NTRS | Northern Trust Corporation | Low8.2 |
| PFG | Principal Financial Group Inc | Low4.5 |
| TROW | T. Rowe Price Group Inc | Low2.7 |
| PS | Pershing Square Inc. | locked |
| TPG | TPG Inc | locked |
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